809 Seabreeze Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 809 Seabreeze Rd, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,640 sqft · built 1994
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Jul 2020)
Tax Bill$6,056 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-177791

Property Details

APN / Parcel Number

Primary APN08-177791
Alternative APNs
  • 8177791
  • 177791

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,640 sqft Total Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area27,007 sqft (0.62 acres)
View / LotWaterfront
PorchPorch
Porch Area240 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number177791
Street Address809 SEABREEZE RD
CityCAMBRIDGE
StateMD
Zip21613-3537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 13-27,007 SQ.FT. W/S CASSONS NECK ROAD SEABREEZE
Legal Lot Number13
JurisdictionDORCHESTER MD
Township / Civil Division8, NECK
Census Block Group3
Census Block3035
Census Tract970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 MAROON CT, FREDERICK, MD 21702-6454
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleDec 28, 2009 · Amount on Record
Deed Book / Page1585 / 181
Record UpdatedOct 29, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateJul 21, 2020
Property Address809 SEABREEZE RD, CAMBRIDGE, MD 21613-3537
Document Number0015850185
Book / Page001585 / 000185
Instrument DateJul 9, 2020
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 SEABREEZE RD CAMBRIDGE MD 216133537, CAMBRIDGE, MD 21613-3537

Mortgage

Document Number15850186
DateJul 21, 2020
Book Page001585/000186
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,056.00 (+5.62%)$525,100 (+19.18%) Land $154,000 Building $371,100$525,100 (+19.18%) Land $154,000 Building $371,100
2025$5,734.00 (+15.63%)
2023$4,959.00$440,600 Land $154,000 Building $286,600$440,600 Land $154,000 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 320 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies320 in force
Nearby Flood Claims230 (1979–2025)
Claims Outside the SFHA6 of 230
Most Recent ClaimNov 2025 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: Bay Country Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Seabreeze Rd

Nearby Streets

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