809 Seabreeze Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 809 Seabreeze Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 1997
Lot Size	0.156 acres (6,811 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2020)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`031893-0000`

Property Details

APN / Parcel Number

Primary APN	`031893-0000`
Alternative APN	`U103218ZZZ000001082500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	784 sqft
Upper Floors Area	392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,811 sqft (0.156 acres)
Lot Dimensions	113 ft deep x 60 ft wide
View / Lot	Bay
Garage Type	Carport
Garage Area	784 sqft
Carport	Carport
Carport Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	40 sqft
Patio Area	112 sqft
Utility Building	54 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0318930000
Street Address	809 SEABREEZE DR
City	RUSKIN
State	FL
Zip	33570-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-9
Legal Description	FROM SE COR OF GOV LOT 1 RUN W 1558.58 FT N 770.95 FT AND N 4 DEG 06 MIN W 739 FT FOR POB THEN CONT N 4 DEG 06 MIN W 60 FT N 88 DEG 52 MIN W 130 FT MOL TO CANAL SLY ALONG CANAL 60 FT MOL TO PT W OF POB AND E 130 FT MOL TO BEG LESS ELY 17.5 FT FOR RD
Legal Range	18E
Legal Township	32S
Legal Section	10
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	1
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1009
Census Tract	14104

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGELINE
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Jan 5, 2005 · Amount on Record
Deed Document Number	2020143417
Transfer Doc	7999000184
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804

Mortgage

Document Number	0000037343
Date	Jan 30, 2023
Instrument	2023037343

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 SEABREEZE DR, RUSKIN, FL 33570-2804

Mortgage

Document Number	0000026407
Date	Jan 14, 2022
Instrument	2022026407

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19184

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804

Mortgage

Document Number	2021463606
Date	Sep 14, 2021
Instrument	2021463606

Lender

Name	US MORTGAGELINE
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 2, 2020
Property Address	809 SEABREEZE DR, RUSKIN, FL 33570-2804
Document Number	0000143417
Instrument Date	Mar 20, 2020
Instrument	2020143417
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6404 LAKE SUNRISE DR, 6404, APOLLO BEACH, FL 33572-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IS 809 SEABREEZE DRIVE, RUSKIN, FL 33570

Mortgage

Document Number	0000143418
Date	Apr 2, 2020
Instrument	2020143418

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,855 (+2.7%)	$291,342 (+3.65%) Land $115,200 Building $176,142
2025	$2,370.00 (+9.27%) Homeowner's exemption	$141,047 (+5.99%)	$281,093 (+8.18%) Land $115,200 Building $165,893
2024	$2,169.00 (+5.09%)
2023	$2,064.00 (+7.44%) Homeowner's exemption	$133,080 (+3%)	$259,838 (+14.16%) Land $100,800 Building $159,038
2022	$1,921.00 Homeowner's exemption	$129,204	$227,610 Land $86,400 Building $141,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	189 (1982–2026)
Claims Outside the SFHA	10 of 189
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Helene, Sep 2024 · 80 claims Tropical Storm Josephine, Oct 1996 · 20 claims Hurricane Elena, Sep 1985 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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