809 SE 14th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 809 SE 14th St, Okeechobee, FL 34974 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,976 sqft Living Area
Lot Size	12,284 sqft (0.282 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2015)
Tax Bill	$1,654.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-132A`
Alternative APN	`R3223735029000000132A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,976 sqft Living Area
Gross Area	2,391 sqft Gross Area
1st Floor	1,976 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2008
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	12,284 sqft (0.282 acres)
Depth X Width	110 ft x 112 ft Depth x Width
Patio Area	375 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	809 SE 14TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE FIRST ADDITION TO OKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 23) LOT 133 & EAST 1/2 OF LOT 132
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	THE FIRST ADDITION TO OKEECHOBEE ESTATES
Legal Lot Number	133
Jurisdiction	OKEECHOBEE FL
Minor Civil Division	OKEECHOBEE
Census Blockgroup	1
Census Block	1039
Census Tract	910500

Owner

Source: Okeechobee County records · APN 3-22-37-35-0290-00000-132A

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 SE 14TH ST, OKEECHOBEE, FL 34974-5359
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2015 · Amount on Record
Deed Sale	Jul 21, 2015 · Amount on Record
Deed Doc Number	20156843
Deed Book / Page	762 / 1646
Prior Transfer Date	Mar 25, 1999
Prior Transfer Doc	0420000072
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 10, 2026
Property Address	809 SE 14TH ST, OKEECHOBEE, FL 34974-5359
Document Number	0000007629
Instrument Date	Jun 15, 2026
Instrument	20267629
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SE 14TH ST, OKEECHOBEE, FL 34974-5359

Mortgage

Document Number	0000007629,
Date	Jul 10, 2026
Instrument	20267629

Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Aug 01, 2045

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00 (+8.18%) Homeowner's exemption	$97,732 (+5.99%)	$284,328 (+0.46%) Land $32,400 Building $251,928
2023	$1,529.00 (+6.03%) Homeowner's exemption	$92,212 (+3%)	$283,039 (+22.94%) Land $23,760 Building $259,279
2022	$1,442.00 Homeowner's exemption	$89,526	$230,232 Land $18,360 Building $211,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.