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809 SE 10th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 809 SE 10th St, Okeechobee, FL 34974 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1961
Square Footage1,016 sqft Living Area
Lot Size8,233 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2026)
Tax Bill$3,322.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-22-37-35-0290-00000-0540
Alternative APN
  • R32237350290000000540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,016 sqft Living Area
Gross Area1,504 sqft Gross Area
1st Floor1,016 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,233 sqft (0.189 acres)
Depth X Width110 ft x 75 ft Depth x Width
Garage TypeCarport Garage
Garage Area242 sqft Garage
CarportCarport
Carport Area242 sqft Carport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address809 SE 10TH ST
CityOKEECHOBEE
StateFL
Zip34974-5343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 20) LOT 54
Legal Range35E
Legal Township37S
Legal Section22
Legal SubdivisionOKEECHOBEE ESTATES
Legal Lot Number54
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup1
Census Block1033
Census Tract910500

Owner

Source: Okeechobee County records · APN 3-22-37-35-0290-00000-0540

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORPORATION
Apr 30, 2025Warranty Deed, Transfer · Stand Alone First Mortgage
KRUZ HOLDINGS LLC
Nov 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG
Jan 11, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE
Apr 03, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2026 · Amount on Record
Deed SaleMay 04, 2026 · Amount on Record
Prior SaleApr 30, 2025 · Amount on Record
Deed Doc Number20264957
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 04, 2026
Property Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343
Document Number0000004957
Instrument DateApr 29, 2026
Instrument20264957
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyBELL LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$162,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343

Mortgage

Document Number0000004958,
DateMay 04, 2026
Instrument20264958
Lender
NameLEADER ONE FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 30, 2025
Property Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343
Document Number0000004612
Map ReferenceMB 3 PG 20
Instrument DateApr 25, 2025
Instrument2025004612
Transaction TypeTransfer
Record UpdatedDec 08, 2025
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16588 HIGHWAY 70 N, MONTEREY, TN 38574-6916

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 US HIGHWAY 441 S PMB 174, OKEECHOBEE, FL 34974-6247

Mortgage

Document Number0000004613
DateApr 30, 2025
Instrument2025004613
Lender
NameKRUZ HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343
Document Number0000011407
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address809 SE 10TH ST OKEECHOBEE FL 349745343, OKEECHOBEE, FL 34974-5343

Mortgage

Document Number0000011407
DateNov 19, 2020
Instrument11407
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 11, 2019
Property Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343
Document Number0008181053
Book / Page0818 / 1053
Map ReferenceMB 3 PG 20
Instrument DateJan 11, 2019
Instrument2019000438
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$808.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address809 SE 10TH ST, 809, OKEECHOBEE, FL 34974-5343

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343

Mortgage

Document Number2019000439
DateJan 11, 2019
Instrument2019000439
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 03, 2017
Property Address809 SE 10TH ST, OKEECHOBEE, FL 34974-5343
Document Number0007880940
Book / Page000788 / 000940
Instrument DateMar 17, 2017
Instrument3195
Transaction TypeTransfer
Record UpdatedMay 17, 2017

Transaction

AmountAmount Recorded
Tax$518.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SE 10TH ST OKEECHOBEE FL 34972, OKEECHOBEE, FL 34972

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,322.00 (+0.48%)$138,825 (+1.71%) Land $21,600 Building $117,225$138,825 (+1.71%) Land $21,600 Building $117,225
2023$3,306.00 (+124.29%)$136,491 (+49.86%) Land $15,840 Building $120,651$136,491 (+22.78%) Land $15,840 Building $120,651
2022$1,474.00 Homeowner's exemption$91,081$111,164 Land $12,240 Building $98,924

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 709 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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