809 Saint Clair Shores Rd, Naples, FL 34104 Property Records

Collier County property record for 809 Saint Clair Shores Rd, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	4,358 sqft · built 2018
Lot Size	2.33 acres (101,930 sqft)
Owner	Individual Name on File
Last Sale	$2,600,000 (Jul 2024)
Tax Bill	$15,511 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Feb 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`000100 059 04B31`

Property Details

APN / Parcel Number

Primary APN	`000100 059 04B31`
Alternative APNs	`000100 059 4B31` `00295360005` `295360005`

Interior

Stories	1 Story
Building Area	4,358 sqft Living Area
1st Floor Area	4,358 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	101,930 sqft
Pool Area	912 sqft
Deck Area	2,388 sqft

Location & Zoning

Street Address	809 SAINT CLAIR SHORES RD
City	NAPLES
State	FL
Zip	34104-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	31 49 26 COM AT E1/4 CNR OF SEC 31, S 471.49FT TO POB, S 161.21FT, S87DEG W 629.79FT, N 162.14FT, N87DEG E 629.80FT TO POB
Legal Range	26
Legal Township	49
Legal Section	31
Legal Subdivision	ACREAGE HEADER
Legal Tract	000100
Legal Block	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10514

Owner

809 Saint Clair Shores Rd is owned by an individual who bought it in July 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4108, WILMINGTON, NC 28406-1108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Feb 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	20246575273
Deed Book / Page	6383 / 3748
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	809 SAINT CLAIR SHORES RD, NAPLES, FL 34104-3815
Document Number	0057351655
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	809 SAINT CLAIR SHORES RD NAPLES FL 341043815, NAPLES, FL 34104-3815

Mortgage

Document Number	0057351655
Date	Mar 5, 2020
Book Page	005735/001655
Instrument	5838182

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 17, 2017
Property Address	809 SAINT CLAIR SHORES RD, NAPLES, FL 34104-3815
Document Number	0053640949
Book / Page	005364 / 000949
Instrument Date	Feb 14, 2017
Instrument	5369081
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SAINT CLAIR SHORES RD NAPLES FL 34104, NAPLES, FL 34104

Tax Assessment & Valuation

The 2025 property tax bill for 809 Saint Clair Shores Rd was $15,511.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,581,598 (+1%)	$1,732,600 (+20.5%) Land $468,000 Building $1,264,600
2025	$15,511.00	$1,437,816 Land $444,600 Building $993,216	$1,437,816 Land $444,600 Building $993,216
2023	$9,525.00 (-2.71%) Homeowner's exemption	$939,166 (+3%)	$1,374,602 (+11.22%) Land $353,340 Building $1,021,262
2022	$9,790.00 Homeowner's exemption	$911,812	$1,235,908 Land $191,646 Building $1,044,262

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 809 Saint Clair Shores Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 units insured incl. 88 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Saint Clair Shores Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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