809 S Wine St, Gainesville, TX 76240 Property Records

Cooke County property record for 809 S Wine St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1940
Lot Size	0.362 acres (15,751 sqft)
Owner	Individual Name on Record
Last Sale	$172,556 (Mar 2026)
Tax Bill	$4,557 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2140-00B-00007`

Property Details

APN / Parcel Number

Primary APN	`2140-00B-00007`
Alternative APN	`7512`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,288 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	15,751 sqft (0.362 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2140-00B-00007
Street Address	809 S WINE ST
City	GAINESVILLE
State	TX
Zip	76240-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEMENTS II; BLOCK B; LOT 7 & E 1/2 OF ALLEY
Legal Subdivision	CLEMENTS II
Legal Block	B
Legal Lot Number	7
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2020
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 S WINE ST, GAINESVILLE, TX 76240-5537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Dec 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	20261741
Deed Book / Page	2770 / 262
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	002383/484
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	809 S WINE ST, GAINESVILLE, TX 76240-5537
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 COTTONWOOD CREEK RD, SAINT JO, TX 76265-6376

Mortgage

Document Number	002770/267
Date	Mar 10, 2026
Book Page	2770/267
Instrument	2026-1742

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 16, 2020
Property Address	809 S WINE ST, GAINESVILLE, TX 76240-5537
Document Number	002383/484
Book / Page	2383 / 484
Instrument Date	Dec 15, 2020
Instrument	10198
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1623 MALLYED DR, CORINTH, TX 76210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S WINE ST, GAINESVILLE, TX 76240-5537

Mortgage

Document Number	0000010199
Date	Dec 16, 2020
Instrument	10199

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	May 15, 2020
Property Address	809 S WINE ST, GAINESVILLE, TX 76240-5537
Document Number	002330/312
Book / Page	2330 / 312
Map Reference	VOL 728 PG 9
Instrument Date	May 11, 2020
Instrument	2020-03417
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 E STATE HIGHWAY 121 # 625, 625, LEWISVILLE, TX 75057-4408
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,557.00 (+110.1%) Homeowner's exemption	$217,821 (+27.77%) Land $49,669 Building $168,152	$217,821 (+6.76%) Land $49,669 Building $168,152
2025	$2,169.00 (+4.38%) Homeowner's exemption	$170,485 (+21%) Land $49,669 Building $154,359	$204,028 (+7.91%) Land $49,669 Building $154,359
2024	$2,078.00 (-12.65%)
2023		$140,896 Land $45,203 Building $143,875	$189,078 Land $45,203 Building $143,875
2022	$2,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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