Grayson County property record for 809 S Willow St, Sherman, TX 75090
| Property Type | Single Family Home |
|---|---|
| Details | 1,475 sqft · built 2023 |
| Lot Size | 0.16 acres (7,013 sqft) |
| Owner | Company Name on File |
| Tax Bill | $969 (2024) |
| Deeds & Mortgages | May 2021 Construction Loan Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S042 2735001 |
| Primary APN | S042 2735001 |
|---|---|
| Alternative APN |
|
| Building Area | 1,475 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 7,013 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Account Number | 438862 |
|---|---|
| Street Address | 809 S WILLOW ST |
| City | SHERMAN |
| State | TX |
| Zip | 75090-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W ELLIOTTS ADDN REPLAT LT 5 & 6 BLK 16, BLOCK 16, LOT 5R, ACRES .161 |
| Legal Subdivision | W ELLIOTTS ADDN REPLAT LT 5 & 6 BLK 16 |
| Legal Block | 16 |
| Legal Lot Number | 5R |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1500 |
809 S Willow St is owned by a company that acquired it in September 2021.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 995 W PGB HWY APT 4209 APT, ROWLETT, TX 75088 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Apr 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 |
| Deed Sale | Sep 3, 2021 |
| Deed Document Number | 2021-204 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 809 S WILLOW ST, SHERMAN, TX 75090-8131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 955 W PRESIDENT GEORGE BUSH HWY 4209, 4209, RICHARDSON, TX 75080-1221 |
| Document Number | 0000016956 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-00016956 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75020 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 809 S WILLOW ST, SHERMAN, TX 75090-8131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 955 W PRESIDENT GEORGE BUSH HWY HEY, RICHARDSON, TX 75080-1245 |
| Document Number | 0000008136 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-8136 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75020 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 809 S WILLOW ST, SHERMAN, TX 75090-8131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | UNKNOWN, FATICO |
| Name | Verified Name |
|---|
| Document Number | 0000000000 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 21150 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 19800 MACARTHUR BLVD STE 950, IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Sherman City |
| Unified School District | Sherman Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,480 Land $51,406 Building $180,074 | $231,480 Land $51,406 Building $180,074 | |
| 2024 | $969.00 | ||
| 2023 | $39,975 Land $39,975 | $39,975 Land $39,975 | |
| 2022 | $723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 S Willow St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1991–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 S Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, TekWav.
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