809 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 809 S Pacific St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	20 bd · 20 ba · 5,142 sqft · built 2010
Lot Size	0.224 acres (9,746 sqft)
Owner	Company Name on Record
Tax Bill	$58,550 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150-356-13-00`

Property Details

APN / Parcel Number

Primary APN	`150-356-13-00`
Alternative APNs	`1503560300` `1503560400`

Interior

Bedrooms	20 Beds
Full Baths	20 Baths
Units	6 Units
Building Area	5,142 sqft Living Area
Gross Area	15,142 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Multi-Family
Lot Area	9,746 sqft (0.224 acres)
View / Lot	Ocean

Location & Zoning

Old Parcel Number	1503560400
Street Address	809 S PACIFIC ST
City	OCEANSIDE
State	CA
Zip	92054-3912
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RT
Legal Description	LOT 1 TR 016358
Legal Subdivision	MYERS ANNEX
Legal Tract	016358
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18301

Owner

Source: San Diego County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1640 OCEANSIDE BLVD, OCEANSIDE, CA 92054-5427
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 28, 2003
Transfer Doc	0001322855
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 S PACIFIC ST, OCEANSIDE, CA 92054-3912
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414471
Date	Sep 20, 2019
Instrument	2019-0414471

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year LIBOR
Max Rate	10.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 S PACIFIC ST, OCEANSIDE, CA 92054-3912
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414614
Date	Sep 20, 2019
Instrument	2019-0414614

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Oct 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 S PACIFIC ST, OCEANSIDE, CA 92054-3912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414506
Date	Sep 20, 2019
Instrument	2019-0414506

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 S PACIFIC ST, OCEANSIDE, CA 92054-3912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414451
Date	Sep 20, 2019
Instrument	2019-0414451

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year LIBOR
Max Rate	10.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 S PACIFIC ST, OCEANSIDE, CA 92054-3912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414605
Date	Sep 20, 2019
Instrument	2019-0414605

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Oct 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 S PACIFIC ST, OCEANSIDE, CA 92054-3912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415132
Date	Sep 20, 2019
Instrument	2019-0415132

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Oct 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,334,532 (+2%) Land $2,098,167 Building $3,236,365
2025	$58,550.00 (+5.21%)	$5,229,934 (+4.04%) Land $2,057,027 Building $3,172,907
2023	$55,652.00 (+1.53%)	$5,026,851 Land $1,977,151 Building $3,049,700
2022	$54,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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