Gila County property record for 809 S Mud Springs Rd, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,431 sqft · built 1979 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jun 2019) |
| Tax Bill | $2,172 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-42-004 |
| Primary APN | 304-42-004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Patio Area | 231 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | R033954 |
|---|---|
| Street Address | 809 S MUD SPRINGS RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 11 TOWNSHIP: 10N RANGE: 10E LOT 4 OF RIDGEWAY ESTATES OF PLAT 464 AND AN UNDIVIDED 1/56 INTEREST IN TRACT AN1/2 |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWAY ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 500 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 809 S MUD SPRINGS RD, PAYSON, AZ 85541-5722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 8, 2019 | Deed of Trust, Mortgage · Line of Credit TRUWEST CU |
| Mar 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Prior Sale | Mar 1, 2019 |
| Deed Document Number | 2019-006564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 809 S MUD SPRINGS RD, PAYSON, AZ 85541-5722 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000006346 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-006346 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jun 18, 2019 |
| Property Address | 809 S MUD SPRINGS RD, PAYSON, AZ 85541-5722 |
| Document Number | 0000006564 |
| Map Reference | MAP 464 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 2019-006564 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 S MUD SPRINGS RD, 809, PAYSON, AZ 85541-5722 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 809 S MUD SPRINGS RD, PAYSON, AZ 85541-5722 |
| Document Number | 0000006565 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019-006565 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 809 S MUD SPRINGS RD, PAYSON, AZ 85541-5722 |
| Document Number | 0000003956 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 809 S MUD SPRINGS RD PAYSON AZ 855415722, PAYSON, AZ 85541-5722 |
| Document Number | 0000003956 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 3956 |
| Name | TRUWEST CU |
|---|---|
| Type | Credit Union |
| Address | TEMPE, AZ 85281 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 1, 2019 |
| Property Address | 809 S MUD SPRINGS RD, PAYSON, AZ 85541-5722 |
| Document Number | 0000002581 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2581 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 809 S MUD SPRINGS RD PAYSON AZ 855415722, PAYSON, AZ 85541-5722 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,403 (+7.4%) Land $6,653 Building $25,750 | $324,026 (+7.4%) Land $66,526 Building $257,500 | |
| 2025 | $2,172.00 (+7.68%) | ||
| 2024 | $30,171 Land $4,177 Building $25,994 | $301,710 Land $41,771 Building $259,939 | |
| 2023 | $2,017.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 59% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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