809 S Moore St, Algona, IA 50511 Property Records

Kossuth County property record for 809 S Moore St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-11-252-010`

Property Details

APN / Parcel Number

Primary APN	`22-11-252-010`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
Basement Area	416 sqft
Unfinished Basement	544 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	809 S MOORE ST
City	ALGONA
State	IA
Zip	50511-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 43-44 OAK PARK ADD
Legal Subdivision	OAK PARK ADD
Legal Lot Number	43-44
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3034
Census Tract	950400

Owner

809 S Moore St is owned and occupied by an individual who acquired it in September 2018.

Source: Kossuth County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	809 S MOORE ST, ALGONA, IA 50511-3341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Oct 30, 2018	Deed of Trust, Mortgage NORTHWEST BANK FOR SAVINGS
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Oct 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 28, 2018
Transfer Doc	2018/2953
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	809 S MOORE ST, ALGONA, IA 50511-3341
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3094
Date	Oct 18, 2022
Book Page	2022/3094
Instrument	2022 3094

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2032

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	809 S MOORE ST, ALGONA, IA 50511-3341
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1305
Date	May 8, 2020
Book Page	2020/1305
Instrument	2020 1305

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2030

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	809 S MOORE ST, ALGONA, IA 50511-3341
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003256
Date	Oct 30, 2018
Book Page	0000002018/0000003256
Instrument	000000003256

Lender

Name	NORTHWEST BANK FOR SAVINGS

Agreement

Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	809 S MOORE ST, ALGONA, IA 50511-3341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1305
Date	May 8, 2020
Book Page	2020/1305
Instrument	2020 1305

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2030

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	809 S MOORE ST, ALGONA, IA 50511-3341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2468
Date	Aug 15, 2019
Book Page	2019/2468
Instrument	2468

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSSUTH IA
Recording Date	Oct 1, 2018
Property Address	809 S MOORE ST, ALGONA, IA 50511-3341
Document Number	2018/2953
Book / Page	2018 / 2953
Instrument Date	Sep 28, 2018
Instrument	000000002953
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S MOORE ST, ALGONA, IA 50511-3341

Tax Assessment & Valuation

The 2025 property tax bill for 809 S Moore St was $1,052 with a homeowner's exemption, up 35.6% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00 (+35.57%) Homeowner's exemption	$77,491 Land $12,500 Building $64,991
2024	$776.00
2023		$56,000 Land $11,250 Building $44,750	$56,000 Land $11,250 Building $44,750
2021	$762.00		$77,491 Land $12,500 Building $64,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 S Moore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 S Moore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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