809 S Main St, Alta, IA 51002 Property Records

Buena Vista County property record for 809 S Main St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,914 sqft · built 1958
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-329-014`

Property Details

APN / Parcel Number

Primary APN	`09-26-329-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,332 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	809 S MAIN ST
City	ALTA
State	IA
Zip	51002-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-04 ALTA CORP. PETERSONS ADD. & LOT 4 (EX S 5')
Legal Subdivision	PETERSONS ADD
Legal Lot Number	4
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2047
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 S MAIN ST, ALTA, IA 51002-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 14, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000000692
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	809 S MAIN ST, ALTA, IA 51002-1520
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252730
Date	Dec 9, 2025
Instrument	252730

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	809 S MAIN ST, ALTA, IA 51002-1520
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231777
Date	Aug 14, 2023
Instrument	231777

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,900 (+16.73%) Land $33,000 Building $219,900	$252,900 (+16.73%) Land $33,000 Building $219,900
2025	$3,140.00 Homeowner's exemption	$216,650 (-) Land $19,880 Building $196,770	$216,650 (-) Land $19,880 Building $196,770
2024	$3,140.00 (+15.36%)
2023		$216,650 (+30.4%) Land $19,880 Building $196,770	$216,650 (+30.4%) Land $19,880 Building $196,770
2022	$2,722.00 Homeowner's exemption	$166,140 Land $19,880 Building $146,260
2021			$166,140 Land $19,880 Building $146,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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