Monroe County property record for 809 S Madison St, Bloomington, IN 47403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-49210-00 |
| Primary APN | 015-49210-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 146 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-49210-00 |
|---|---|
| Street Address | 809 S MADISON ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STULL LOT 7 |
| Legal Subdivision | STULL ADD |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McDoel Historic District listed 2021 · 235 contributing resources · NRIS 100006846 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
809 S Madison St is owner-occupied and held in a trust.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 809 S MADISON ST, BLOOMINGTON, IN 47403-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OLD NATIONAL BANK |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 809 S MADISON ST, BLOOMINGTON, IN 47403-2528 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 809 S MADISON ST, BLOOMINGTON, IN 47403-2528 |
| Document Number | 2022012542 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022012542 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 809 S MADISON ST, BLOOMINGTON, IN 47403-2528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 809 S MADISON ST, BLOOMINGTON, IN 47403-2528 |
| Document Number | 2021002755 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021002755 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 809 S Madison St was $1,554, down 7.8% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,554.00 (-7.77%) | $187,900 Land $46,600 Building $141,300 | $187,900 Land $46,600 Building $141,300 |
| 2024 | $1,685.00 | ||
| 2023 | $183,500 (+0.71%) Land $46,600 Building $136,900 | $183,500 (+0.71%) Land $46,600 Building $136,900 | |
| 2022 | $1,691.00 | $182,200 Land $40,600 Building $141,600 | $182,200 Land $40,600 Building $141,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 S Madison St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 S Madison St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigabitNow.
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