809 S M St, Harlingen, TX 78550 Property Records

Cameron County property record for 809 S M St, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Mar 2026)
Tax Bill	$755 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236970-0080-010000`

Property Details

APN / Parcel Number

Primary APN	`236970-0080-010000`
Alternative APN	`80388`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	250 sqft
Porch	Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	809 S M ST
City	HARLINGEN
State	TX
Zip	78550-6256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST HARLINGEN SUBDIVISION LOT 10 BLK 8
Legal Subdivision	SOUTHWEST HARLINGEN SUBDIVISION
Legal Block	8
Legal Lot Number	10
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2008
Census Tract	10500

Owner

809 S M St is owned and occupied by an individual who bought it in March 2026.

Source: Cameron County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	809 S M ST, HARLINGEN, TX 78550-6256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Vendor's Lien, Transfer · Conventional Mortgage FROST BANK
Dec 17, 2025	Special Warranty Deed, Transfer
Jan 24, 2014	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Dec 17, 2025
Deed Document Number	20267008
Prior Transfer Date	Jan 21, 2014
Prior Transfer Doc	019921/266
Record Updated	Oct 29, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Mar 2, 2026
Property Address	809 N S ST, HARLINGEN, TX 78550
Document Number	0020267008
Map Reference	VOL 12 PG 32
Instrument Date	Feb 27, 2026
Instrument	2026-7008
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S M ST, HARLINGEN, TX 78550-6256

Mortgage

Document Number	0020267009
Date	Mar 2, 2026
Instrument	2026-7009

Lender

Name	FROST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Dec 17, 2025
Property Address	809 N S ST, HARLINGEN, TX 78550
Document Number	0202544067
Instrument Date	Dec 16, 2025
Instrument	2025-44067
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 S M ST, HARLINGEN, TX 78550-6256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S M ST, HARLINGEN, TX 78550-6256

January 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Jan 24, 2014
Property Address	809 N S ST, HARLINGEN, TX 78550
Document Number	019921/266
Book / Page	19921 / 266
Instrument Date	Jan 21, 2014
Instrument	2014-00002495
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 S M ST, HARLINGEN, TX 78550-6256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S M ST, HARLINGEN, TX 78550-6256

Tax Assessment & Valuation

The 2025 property tax bill for 809 S M St was $755, up 9.6% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,889 (+47.52%) Land $32,250 Building $77,639	$109,889 (-) Land $32,250 Building $77,639
2025	$755.00 (+9.58%) Homeowner's exemption	$74,489	$109,889 Land $32,250 Building $77,639
2024	$689.00 (+7.32%)
2023	$642.00 (-20.64%) Homeowner's exemption Additional exemption filed	$100,389 Land $22,750 Building $77,639	$100,389 Land $22,750 Building $77,639
2022	$809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 S M St in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	36 (1982–2025)
Claims Outside the SFHA	36 of 36
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 14 claims Hurricane Dolly, Jul 2008 · 6 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 S M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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