809 S Lamar St, Bainbridge, GA 39819 Property Records

Decatur County property record for 809 S Lamar St, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,932 sqft · built 1949
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (Mar 2026)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B0490-077-000`

Property Details

APN / Parcel Number

Primary APN	`B0490-077-000`
Alternative APNs	`B049000000077000` `15074`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,932 sqft Heated Area
1st Floor Area	3,329 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	138 ft deep x 252 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Pool Area	800 sqft
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15074
Street Address	809 S LAMAR ST
City	BAINBRIDGE
State	GA
Zip	39819-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	485 158 809 LAMAR ST
Legal Subdivision	MORNINGSIDE
Legal Block	E
Legal Lot Number	3-4-5
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3036
Census Tract	970600

Owner

Source: Decatur County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit ENVISION CREDIT UNION
May 26, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 30, 2008	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 13, 2026	Warranty Deed, Transfer FIRST PORT CITY BANK
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY
May 22, 2014	Warranty Deed, Transfer · Conventional Mortgage FAMILY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Book / Page	561 / 814
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748

Mortgage

Document Number	0000000521/0000000100
Date	Oct 24, 2023
Book Page	0000000521/0000000100

Lender

Name	ENVISION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000320/521
Date	May 26, 2011
Book Page	320/521

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2041

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000268/393
Date	May 30, 2008
Book Page	268/393

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Mar 13, 2026
Property Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Document Number	000561/814
Book / Page	561 / 814
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748

Mortgage

Document Number	0000561823
Date	Mar 13, 2026
Instrument	561/823

Lender

Name	FIRST PORT CITY BANK

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Jan 1, 2031

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Sep 27, 2021
Property Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Document Number	000485/158
Book / Page	485 / 158
Instrument Date	Sep 27, 2021
Instrument	2021-000999
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748

Mortgage

Document Number	0000000485/0000000160
Date	Sep 28, 2021
Book Page	0000000485/0000000160

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	May 22, 2014
Property Address	809 S LAMAR ST, BAINBRIDGE, GA 39819-4748
Document Number	000370/275
Book / Page	370 / 275
Instrument Date	May 22, 2014
Instrument	2014-000386
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7277, BAINBRIDGE, GA 39818-7277

Mortgage

Document Number	000370/277
Date	May 22, 2014
Book Page	370/277

Lender

Name	FAMILY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2019

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (+5.14%) Homeowner's exemption	$158,342 (+17.93%) Land $7,806 Building $150,536	$395,855 (+17.93%) Land $19,515 Building $376,340
2023	$4,086.00 (+4.98%) Homeowner's exemption	$134,270 Land $7,806 Building $126,464	$335,675 Land $19,515 Building $316,160
2022	$3,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Bainbridge Fiber, Verizon.

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