809 S Edward Cir, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 809 S Edward Cir, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2022
Lot Size	0.24 acres (10,476 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-132-026-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-132-026-000`
Alternative APN	`93811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Finished Area
Basement Area	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,476 sqft (0.24 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	93811
Street Address	809 S EDWARD CIR
City	SIOUX FALLS
State	SD
Zip	57103-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLOCK 1 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	1
Legal Lot Number	25
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1013
Census Tract	406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 S EDWARD CIR, SIOUX FALLS, SD 57103-2568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000144214
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	809 S EDWARD CIR, SIOUX FALLS, SD 57103-2568
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1956MTG/550
Date	Jul 22, 2022
Book Page	1956 MTG/550

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 26, 2022
Property Address	809 S EDWARD CIR, SIOUX FALLS, SD 57103-2568
Document Number	615DEED/829
Book / Page	615 DEED / 829
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 N WESTERN AVE STE 100, 100, SIOUX FALLS, SD 57104-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S EDWARD CIR, SIOUX FALLS, SD 57103-2568

Mortgage

Document Number	1958MTG476
Date	Aug 26, 2022
Instrument	1958 MTG/476

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,152 (+2.63%) Land $32,044 Building $188,108	$220,152 Land $32,044 Building $188,108
2025	$2,926.00	$214,500 (+1.9%) Land $32,400 Building $182,100
2024	$2,926.00 (+1,094.29%)	$210,500 Land $32,400 Building $178,100
2022	$245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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