809 S Duncan Rd, Champaign, IL 61821 Property Records

Champaign County property record for 809 S Duncan Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1968
Lot Size	0.15 acres (6,513 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jul 2019)
Tax Bill	$3,289 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-16-281-014`

Property Details

APN / Parcel Number

Primary APN	`44-20-16-281-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Building Perimeter
1st Floor Area	925 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,513 sqft (0.15 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	809 S DUNCAN RD
City	CHAMPAIGN
State	IL
Zip	61821-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 875 WELLERS HOLIDAY PARK 8TH SEC.
Legal Range	08E
Legal Township	19N
Legal Section	16
Legal Subdivision	WELLERS HOLIDAY PARK 8TH SEC.
Legal Lot Number	875
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2018
Census Tract	1201

Owner

809 S Duncan Rd is owned by two individuals who bought it in July 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3904 CRAIL RD, CHAMPAIGN, IL 61822-8557
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Document Number	201910958
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 11, 2019
Property Address	809 S DUNCAN RD, CHAMPAIGN, IL 61821-4043
Document Number	0000010958
Map Reference	MB R PG39 DOC750639
Instrument Date	Jul 3, 2019
Instrument	2019R10958
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3904 CRAIL RD, CHAMPAIGN, IL 61822-8557

Mortgage

Document Number	0000010959
Date	Jul 11, 2019
Instrument	2019R10959

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,320 Land $9,540 Building $32,780	$126,960 Land $28,620 Building $98,340
2024	$3,289.00
2022	$2,914.00	$31,690 Land $7,140 Building $24,550	$95,070 Land $21,420 Building $73,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 S Duncan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 S Duncan Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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