809 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 809 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	4 ba · 1,618 sqft · built 1945
Lot Size	0.573 acres (25,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$818 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`168N J 025`

Property Details

APN / Parcel Number

Primary APN	`168N J 025`
Alternative APN	`0000112065`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,618 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	250 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000112065
Street Address	809 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 12 PT 19 CHEROKEE HILLS SUB CHEROKEE HILLS SUB PB8 PG42
Legal Subdivision	CHEROKEE HILLS
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1015
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	809 S CREST RD, CHATTANOOGA, TN 37404-5924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Mar 16, 2017
Last Transfer Date	Oct 7, 2020
Transfer Doc	1007000139
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 7, 2020
Property Address	809 S CREST RD, CHATTANOOGA, TN 37404-5924
Document Number	1007000139
Book / Page	012183 / 000017
Instrument Date	Oct 1, 2020
Instrument	201007000139
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	809 S CREST RD CHATTANOOGA TN 374045924, CHATTANOOGA, TN 37404-5924

Mortgage

Document Number	1007000140
Date	Oct 7, 2020
Book Page	012183/000020
Instrument	201007000140

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 16, 2017
Property Address	809 S CREST RD, CHATTANOOGA, TN 37404-5924
Document Number	0000000180
Book / Page	011000 / 000729
Instrument Date	Mar 14, 2017
Instrument	180
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	811 S CREST RD CHATTANOOGA TN 374045924, CHATTANOOGA, TN 37404-5924

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$818.00 (-10.31%)	$54,000 (+32.35%)	$216,000 (+32.35%) Land $50,000 Building $166,000
2024	$912.00	$40,800 (-)	$163,200 (-) Land $40,000 Building $123,200
2023	$912.00	$40,800 (-)	$163,200 (-) Land $40,000 Building $123,200
2022	$912.00	$40,800	$163,200 Land $40,000 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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