809 S Corniche du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 809 S Corniche du Lac, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,588 sqft · built 2014
Lot Size	0.196 acres (8,562 sqft)
Owner	Individual Name on File
Last Sale	$449,500 (Nov 2015)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2020 Mortgage
APN	`103-813-2610`

Property Details

APN / Parcel Number

Primary APN	`103-813-2610`
Alternative APN	`3957`

Interior

Building Area	2,588 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,562 sqft (0.196 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	809 S CORNICHE DU LAC
City	COVINGTON
State	LA
Zip	70433-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAISON DU LAC LT100A
Legal Subdivision	MAISON DU LAC
Legal Lot Number	100A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	40401

Owner

809 S Corniche du Lac is owned and occupied by an individual who bought it in November 2015.

Source: St. Tammany Parish records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	809 S CORNICHE DU LAC, COVINGTON, LA 70433-7229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2015 · Amount on File
Deed Sale	Nov 25, 2015 · Amount on File
Deed Document Number	20152004104
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	809 S CORNICHE DU LAC, COVINGTON, LA 70433-7229
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002208604
Date	Jun 3, 2020
Instrument	2208604

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	809 S CORNICHE DU LAC, COVINGTON, LA 70433-7229
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	STONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002189811
Date	Jan 9, 2020
Instrument	2189811

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 809 S Corniche du Lac was $4,359 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00 (-3.46%) Homeowner's exemption	$42,715 (-) Land $6,500 Building $36,215	$427,152 (-) Land $65,000 Building $362,152
2024	$4,515.00 (+1.39%) Homeowner's exemption	$42,715 (+7.23%) Land $6,500 Building $36,215	$427,152 (+7.23%) Land $65,000 Building $362,152
2023	$4,453.00 Homeowner's exemption	$39,836 (-) Land $6,500 Building $33,336	$398,360 (-) Land $65,000 Building $333,360
2022	$4,453.00 Homeowner's exemption	$39,836 Land $6,500 Building $33,336	$398,360 Land $65,000 Building $333,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 809 S Corniche du Lac; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 S Corniche du Lac is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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