Baltimore City property record for 809 S Charles St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,150 sqft · built 1875 |
| Lot Size | 0.017 acres (733 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (Jul 2016) |
| Tax Bill | $8,333 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Mortgage |
| APN | 22-10-0905-073 |
| Primary APN | 22-10-0905-073 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 733 sqft (0.017 acres) |
| Lot Dimensions | 59.9 ft deep x 12.5 ft wide |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 100905 073 |
|---|---|
| Street Address | 809 S CHARLES ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-3904 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 12-5X59-9 |
| Legal Subdivision | UPTON |
| Legal Block | 905 |
| Legal Lot Number | 73 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 220100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
809 S Charles St, a townhouse, is owned by two individuals who bought it in July 2016.
Source: Baltimore City records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10648 GLASS TUMBLER PATH, COLUMBIA, MD 21044-4146 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2016 · Amount on File |
| Deed Sale | Jul 5, 2016 · Amount on File |
| Prior Sale | Aug 11, 2009 · Amount on File |
| Deed Book / Page | 18267 / 151 |
| Prior Transfer Date | Apr 19, 2013 |
| Prior Transfer Doc | 0152130191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Jul 27, 2026 |
| Property Address | 809 S CHARLES ST, BALTIMORE, MD 21230-3904 |
| Document Number | 2928000033 |
| Book / Page | 29288 / 33 |
| Instrument Date | Jun 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 2928000033, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 29288/33 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jul 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 809 S CHARLES ST, BALTIMORE, MD 21230-3904 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0226760393 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 22676/393 |
| Name | ATLANTIC COAST MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 809 S Charles St was $8,333, up 1.7% from the year before.
Source: Baltimore City assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,333.00 (+1.66%) | $354,800 | $360,600 Land $160,000 Building $200,600 |
| 2024 | $8,197.00 (+1.21%) | ||
| 2023 | $8,099.00 | $343,200 Land $160,000 Building $183,200 | $343,200 Land $160,000 Building $183,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 809 S Charles St; there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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