809 S 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 809 S 7th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1898
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2025)
Tax Bill	$1,188 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09117001011Z009`

Property Details

APN / Parcel Number

Primary APN	`09117001011Z009`
Alternative APNs	`41251099` `170003` `121357` `186228`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	660 sqft
Basement Area	308 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	65 sqft
Deck Area	117 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	186228
Street Address	809 S 7TH ST
City	BRAINERD
State	MN
Zip	56401-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 AND 12 BLOCK 1
Legal Range	31W
Legal Township	45N
Legal Section	25
Legal Subdivision	CHIPPAWA ADDITION TO THE CITY OF
Legal Block	1
Legal Lot Number	11
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2003
Census Tract	951100

Owner

809 S 7th St is owned and occupied by an individual who bought it in July 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	809 S 7TH ST, BRAINERD, MN 56401-4032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	20251011964
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 16, 2025
Property Address	809 S 7TH ST, BRAINERD, MN 56401-4032
Document Number	0001011964
Instrument Date	Jul 11, 2025
Instrument	1011964
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAWYERS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S 7TH ST, BRAINERD, MN 56401-4032

Mortgage

Document Number	0001011965
Date	Jul 16, 2025
Instrument	1011965

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 809 S 7th St was $1,188 with a homeowner's exemption, down 31% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,188.00 (-31.01%) Homeowner's exemption	$141,900 (+0.5%) Land $38,700 Building $103,200	$141,900 (+0.5%) Land $38,700 Building $103,200
2025	$1,722.00 Homeowner's exemption	$141,200 Land $39,100 Building $102,100	$141,200 Land $39,100 Building $102,100
2023	$1,014.00 Homeowner's exemption	$121,400 Land $39,900 Building $81,500	$121,400 Land $39,900 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

Nearby Properties on S 7th St

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