809 S 5th Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 809 S 5th Ave, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 1914
Lot Size	0.093 acres (4,090 sqft)
Owner	Individual Name on Record
Last Sale	$131,400 (Apr 2020)
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Apr 2020 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0030-06900`

Property Details

APN / Parcel Number

Primary APN	`090-0030-06900`
Alternative APN	`1088349`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,786 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	230 sqft
Finished Basement	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Stucco
Construction Type	Frame
Lot Area	4,090 sqft (0.093 acres)
Garage Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1088349
Street Address	809 S 5TH AVE
City	VIRGINIA
State	MN
Zip	55792-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 AND N 1/2 LOT 6 SERIAL #
Legal Subdivision	VIRGINIA 2ND ADD
Legal Block	98
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4002
Census Tract	13100

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	809 S 5TH AVE, VIRGINIA, MN 55792-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 10, 2020	Deed of Trust, Mortgage MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	20201377640
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2020
Property Address	809 S 5TH AVE, VIRGINIA, MN 55792-2804
Document Number	00A1377639
Instrument Date	Apr 17, 2020
Instrument	A1377639
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 S 5TH AVE VIRGINIA MN 557922804, VIRGINIA, MN 55792-2804

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	809 S 5TH AVE, VIRGINIA, MN 55792-2804
Document Number	00A1377641
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	UP N TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 S 5TH AVE VIRGINIA MN 557922804, VIRGINIA, MN 55792-2804

Mortgage

Document Number	00A1377641
Date	Apr 20, 2020
Instrument	A1377641

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 (+18.08%) Homeowner's exemption
2025	$1,836.00 (-25.06%) Homeowner's exemption	$164,300 (+10.86%) Land $4,500 Building $159,800	$164,300 (+10.86%) Land $4,500 Building $159,800
2024	$2,450.00	$148,200 (+4.51%) Land $3,900 Building $144,300	$148,200 (+4.51%) Land $3,900 Building $144,300
2022		$141,800 Land $3,400 Building $138,400	$141,800 Land $3,400 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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