809 S 40th St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 809 S 40th St, Saint Joseph, MO 64507 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,002 sqft · built 1980
Lot Size0.22 acres (9,562 sqft)
OwnerIndividual Name on File
Last Sale$78,900 (Dec 2020)
Tax Bill$1,295 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2020 Mortgage
APN06-6.0-14-002-002-020.000

Property Details

APN / Parcel Number

Primary APN06-6.0-14-002-002-020.000

Interior

Building Area1,002 sqft Base Area
1st Floor Area1,002 sqft 1st Floor

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area9,562 sqft (0.22 acres)
Lot Dimensions136 ft deep x 70 ft wide

Location & Zoning

Street Address809 S 40TH ST
CitySAINT JOSEPH
StateMO
Zip64507-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:RIEPEN HEIGHTS LOT:12 BLK:3LGL DESC:
Legal SubdivisionRIEPEN HEIGHTS
Legal Block3
Legal Lot Number12
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4018
Census Tract701

Owner

Source: Buchanan County records · APN 06-6.0-14-002-002-020.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 S 40TH ST, SAINT JOSEPH, MO 64507-2152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Line of Credit
UMB BANK NA
Dec 29, 2020Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Deed Document Number202012362
Deed Book / Page3757 / 166
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address809 S 40TH ST, SAINT JOSEPH, MO 64507-2152
Transaction TypeMortgage
Record UpdatedFeb 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 S 40TH ST, SAINT JOSEPH, MO 64507-2152

Mortgage

Document Number003772/305
DateJan 26, 2022
Book Page3772/305
Instrument2022000873
Lender
NameUMB BANK NA
TypeBank
AddressSAINT JOSEPH, MO 64506
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateDec 29, 2020
Property Address809 S 40TH ST, SAINT JOSEPH, MO 64507-2152
Document Number003757/166
Book / Page3757 / 166
Instrument DateDec 28, 2020
Instrument2020012362
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 S 40TH ST, SAINT JOSEPH, MO 64507-2152

Mortgage

Document Number2020012363
DateDec 29, 2020
Instrument2020012363
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,295.00 (+0.08%)$18,050 (+6.49%) Land $3,140 Building $14,910$94,980 (+6.48%) Land $16,500 Building $78,480
2024$1,294.00 (+16.16%)
2023$1,114.00 (-0.71%)$16,950 (-) Land $3,140 Building $13,810$89,200 (-) Land $16,500 Building $72,700
2022$1,122.00$16,950 Land $3,140 Building $13,810
2021$89,200 Land $16,500 Building $72,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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