809 S 3rd St, De Soto, MO 63020 Property Records

Jefferson County property record for 809 S 3rd St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,566 (Aug 2023)
Tax Bill	$949 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241.202.12012006`

Property Details

APN / Parcel Number

Primary APN	`241.202.12012006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	728 sqft
Porch	Open Frame Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	809 S 3RD ST
City	DE SOTO
State	MO
Zip	63020-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN LOTS 17 & 18 BLK 35 & PT VACATED THIRD ST
Legal Range	4E
Legal Township	39N
Legal Section	02
Legal Subdivision	OLD TOWN
Legal Block	35
Legal Lot Number	17,18
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	5
Census Block	5023
Census Tract	701200

Owner

Source: Jefferson County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 S 3RD ST, DE SOTO, MO 63020-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Aug 14, 2012
Deed Document Number	202319076
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	809 S 3RD ST, DE SOTO, MO 63020-2307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S 3RD ST, DE SOTO, MO 63020-2307

Mortgage

Document Number	0000007296
Date	Mar 19, 2026
Instrument	2026R-007296

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 4, 2023
Property Address	809 S 3RD ST, DE SOTO, MO 63020-2307
Document Number	0000019076
Map Reference	MB 1 PG 1
Instrument Date	Aug 3, 2023
Instrument	2023R-019076
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11990 STATE HIGHWAY A, RICHWOODS, MO 63071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S 3RD ST, DE SOTO, MO 63020-2307

Mortgage

Document Number	0000019077
Date	Aug 4, 2023
Instrument	2023R-019077

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,700 (+6.08%) Land $1,100 Building $14,600	$82,700 (-) Land $5,600 Building $77,100
2024	$949.00 (+0.32%)		$82,700 (+6.16%) Land $5,600 Building $77,100
2023	$946.00 (-0.11%)	$14,800 (-) Land $1,100 Building $13,700	$77,900 (-) Land $5,600 Building $72,300
2022	$947.00	$14,800 Land $1,100 Building $13,700
2021			$77,900 Land $5,600 Building $72,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	26 (2000–2016)
Claims Outside the SFHA	5 of 26
Most Recent Claim	Aug 2016 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 16 claims Severe Thunderstorms And Flash Flooding, May 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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