809 S 16th St, Chesterton, IN 46304 Property Records

Porter County property record for 809 S 16th St, Chesterton, IN 46304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1969
Lot Size	0.276 acres (12,066 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (May 2025)
Tax Bill	$2,248 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-06-02-257-002.000-023`

Property Details

APN / Parcel Number

Primary APN	`64-06-02-257-002.000-023`
Alternative APNs	`10000111700` `10000037546` `00000953798`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,066 sqft (0.276 acres)
Lot Dimensions	163 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000953798
Old Parcel Number	10000037546
Street Address	809 S 16TH ST
City	CHESTERTON
State	IN
Zip	46304-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHGO PORTER HOME INV CO 2ND ADD W 1/2 S74 LOT 7 AND S74 LOTS 8-13 BLK 41
Legal Subdivision	CHICAGO PORTER HOME INV COS
Legal Block	41
Legal Lot Number	7,8-13 5
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	2
Census Block	2006
Census Tract	50202

Owner

809 S 16th St is owned and occupied by an individual who bought it in May 2025.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	809 S 16TH ST, CHESTERTON, IN 46304-2819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Dec 20, 2018
Deed Document Number	2025-008216
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	809 S 16TH ST, CHESTERTON, IN 46304-2819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023130
Date	Sep 9, 2020
Instrument	2020-023130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Dec 20, 2018
Property Address	809 S 16TH ST, CHESTERTON, IN 46304-2819
Document Number	0000028327
Map Reference	MR E PG 137
Instrument Date	Dec 17, 2018
Instrument	2018-028327
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S 16TH ST, CHESTERTON, IN 46304-2819

Mortgage

Document Number	0000028328
Date	Dec 20, 2018
Instrument	2018-028328

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Chesterton Town
County	Porter County
County Subdivision	Westchester Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,800 Land $45,100 Building $168,700	$213,800 Land $45,100 Building $168,700
2024	$2,248.00 (+10.68%)
2023	$2,031.00 (+6.5%)	$193,200 Land $38,700 Building $154,500	$193,200 Land $38,700 Building $154,500
2022	$1,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 S 16th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–1984)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 S 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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