Cortland County and Willet Town property record for 809 Rte 41, Willet, NY 13863
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1950 |
| Lot Size | 11.3 acres (495,713 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 114800 161.00-04-14.000 |
| Primary APN | 114800 161.00-04-14.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 495,713 sqft (11.3 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 1,536 sqft |
| Canopy | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 809 ROUTE 41 |
|---|---|
| City | WILLET |
| State | NY |
| Zip | 13863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 4 |
| Legal Lot Number | 14.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | WILLET |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 971100 |
Source: Cortland County and Willet Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 ROUTE 41, SMITHVILLE FLATS, NY 13841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 809 ROUTE 41, WILLET, NY 13863 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000004588 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-04588 |
| Name | NORTHERN LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Cortland County and Willet Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Willet Town |
| Unified School District | Cincinnatus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 (+9.16%) | $130,200 (-) Land $20,200 Building $110,000 | $217,000 (+14.17%) Land $33,667 Building $183,333 |
| 2023 | $2,925.00 Homeowner's exemption | $130,200 Land $20,200 Building $110,000 | $190,073 Land $29,489 Building $160,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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