Westchester County and Lewisboro Town property record for 809 Rte 35, Cross River, NY 10518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,170 sqft · built 1988 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $865,000 (Nov 2023) |
| Tax Bill | $15,593 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10535-008 |
| Primary APN | 10535-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 97,574 sqft (2.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10535-008 |
|---|---|
| Street Address | 809 ROUTE 35 |
| City | CROSS RIVER |
| State | NY |
| Zip | 10518-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCR-. |
| Legal Block | 8- |
| Legal Lot Number | 1.8 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 12502 |
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | ROUTE 35, CROSS RIVER, NY 10518 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 1, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 20233132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 23, 2026 |
| Property Address | 809 ROUTE 35, CROSS RIVER, NY 10518-1109 |
| Document Number | 0000003096 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20263096 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NEW TITLE, NEW AGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 809 ROUTE 35, CROSS RIVER, NY 10518-1109 |
| Document Number | 0000003096, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20263096 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 1, 2023 |
| Property Address | 809 ROUTE 35, CROSS RIVER, NY 10518-1109 |
| Document Number | 0632963132 |
| Map Reference | MAP 2312 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 632963132 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | THOROUGHBRED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 SUMMER ST APT 715, 715, STAMFORD, CT 06901-2353 |
| Document Number | 0633043394 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 633043394 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,593.00 | ||
| 2025 | $49,900 (-) Land $13,400 Building $36,500 | $795,853 (+2.39%) Land $213,716 Building $582,137 | |
| 2024 | $49,900 (+2.25%) Land $13,400 Building $36,500 | $777,259 (+11.17%) Land $208,723 Building $568,536 | |
| 2023 | $48,800 (-) Land $13,400 Building $35,400 | $699,140 (+17.19%) Land $191,977 Building $507,163 | |
| 2022 | $48,800 Land $13,400 Building $35,400 | $596,577 Land $163,814 Building $432,763 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1980–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures