Knox County property record for 809 Royal Cir, Howard, OH 43028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 2004 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,500 (Jul 2005) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00104.000 |
| Primary APN | 31-00104.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 190 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 809 ROYAL CIR |
|---|---|
| City | HOWARD |
| State | OH |
| Zip | 43028-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KING BEACH TERRACE LOT #104 |
| Legal Lot Number | 104 |
| Jurisdiction | KNOX OH |
| Township / Civil Division | HOWARD |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 6801 |
Source: Knox County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 ROYAL CIR, HOWARD, OH 43028-9370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2005 · Amount on Record |
| Deed Sale | Jul 21, 2005 · Amount on Record |
| Deed Document Number | 20058177 |
| Deed Book / Page | 960 / 545 |
| Last Transfer Date | Sep 9, 2014 |
| Transfer Doc | 0000006648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 809 ROYAL CIR, HOWARD, OH 43028-9370 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011991 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1894/1 |
| Instrument | 20210-00011991 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Knox County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Knox County |
| County Subdivision | Howard Township |
| Unified School District | East Knox Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,350 (-) Land $11,910 Building $205,440 | ||
| 2025 | $2,760.00 (-9.6%) | $76,070 (-) Land $4,170 Building $71,900 | |
| 2024 | $3,053.00 (+0.36%) | $76,070 (-) Land $4,170 Building $71,900 | |
| 2023 | $3,042.00 (+20.91%) | $76,070 (+40.97%) Land $4,170 Building $71,900 | $217,350 (+41%) Land $11,910 Building $205,440 |
| 2022 | $2,516.00 | $53,960 Land $2,960 Building $51,000 | |
| 2020 | $154,150 Land $8,450 Building $145,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber.
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