809 Ross Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 809 Ross Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,432 sqft · built 2019
Lot Size	0.137 acres (5,986 sqft)
Owner	2 Individual Names on File
Last Sale	$308,700 (Jul 2024)
Tax Bill	$2,716 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-37-06-3378`

Property Details

APN / Parcel Number

Primary APN	`1-37-06-3378`
Alternative APN	`152052`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,067 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,986 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 ROSS RD
City	COPPERAS COVE
State	TX
Zip	76522-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTWOOD PARK PHS 2, BLOCK 1, LOT 49, ACRES .1374
Legal Subdivision	HEARTWOOD PARK PHS 2
Legal Phase	2
Legal Tract	49
Legal Block	1
Legal Lot Number	49
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	2
Census Block	2000
Census Tract	10603

Owner

809 Ross Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 ROSS RD, COPPERAS COVE, TX 76522-4465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2019	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Dec 17, 2019 · Amount on File
Deed Document Number	2024374607
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	809 ROSS RD, COPPERAS COVE, TX 76522-4465
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	334386
Date	Feb 1, 2021
Instrument	334386

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2050

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Dec 17, 2019
Property Address	809 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	322444
Map Reference	SL 927&928
Instrument Date	Dec 16, 2019
Instrument	322444
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 727, COPPERAS COVE, TX 76522-0727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 DIAMOND AVE, FORT RUCKER, AL 36362-2261

Mortgage

Document Number	322445
Date	Dec 17, 2019
Instrument	322445

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,890 Land $35,000 Building $291,890	$326,890 Land $35,000 Building $291,890
2024	$2,716.00 (-42.43%)
2023	$4,718.00 (-11.7%)	$334,550 Land $35,000 Building $299,550	$334,550 Land $35,000 Building $299,550
2022	$5,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Ross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Ross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Altitude ISP, Metronet, T-Mobile, Verizon.

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