Chesapeake City property record for 809 River Strand, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,234 sqft · built 1995 |
| Lot Size | 1.02 acres (44,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Nov 2012) |
| Tax Bill | $6,576 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Dec 2020 Refinance |
| APN | 0369007000760 |
| Primary APN | 0369007000760 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Upper Floors Area | 1,258 sqft |
| Attic | Attic |
| Attic Area | 189 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,518 sqft (1.02 acres) |
| Lot Dimensions | 285 ft deep x 41 ft wide |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 189 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 RIVER STRAND |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 76 RIVER WALK SEC L-5 PH 2 PT 2 |
| Legal Subdivision | RIVERWALK - 6,7,8 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20909 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 RIVER STRAND, CHESAPEAKE, VA 23320-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Dec 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2012 · Amount on Record |
| Deed Sale | Nov 19, 2012 · Amount on Record |
| Prior Sale | Jul 30, 2008 · Amount on Record |
| Deed Book / Page | 8884 / 637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 RIVER STRAND, CHESAPEAKE, VA 23320-2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010745/18 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 10745/18 |
| Instrument | 240008106 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 6, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 RIVER STRAND, CHESAPEAKE, VA 23320-2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010270/306 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 10270/306 |
| Instrument | 200046117 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,200 (+2.63%) Land $215,000 Building $453,200 | $668,200 (+2.63%) Land $215,000 Building $453,200 | |
| 2025 | $6,576.00 (+41.12%) | $651,100 (+12.63%) Land $195,000 Building $456,100 | $651,100 (+12.63%) Land $195,000 Building $456,100 |
| 2023 | $578,100 (+2.85%) Land $175,000 Building $403,100 | $578,100 (+2.85%) Land $175,000 Building $403,100 | |
| 2022 | $562,100 Land $175,000 Building $387,100 | $562,100 Land $175,000 Building $387,100 | |
| 2019 | $4,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 38 condo units |
| Nearby Flood Claims | 44 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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