San Diego County property record for 809 Ridgewater Dr, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1990 |
| Lot Size | 0.82 acres (3,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Oct 2019) |
| Tax Bill | $6,962 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-292-04-00 |
| Primary APN | 595-292-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,189 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 3,559 sqft (0.82 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 809 RIDGEWATER DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC4RP8 |
| Legal Description | LOT 30 TR 012070 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012070 |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 13418 |
809 Ridgewater Dr is owned and occupied by two individuals who bought it in October 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 RIDGEWATER DR, CHULA VISTA, CA 91913-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 24, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on File |
| Deed Sale | Oct 24, 2019 · Amount on File |
| Prior Sale | Dec 31, 1990 · Amount on File |
| Deed Document Number | 2019484055 |
| Prior Transfer Date | Jul 13, 2017 |
| Prior Transfer Doc | 0000321031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 809 RIDGEWATER DR, CHULA VISTA, CA 91913-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 809 RIDGEWATER DR, CHULA VISTA, CA 91913-3411 |
| Document Number | 0000759620 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0759620 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 24, 2019 |
| Property Address | 809 RIDGEWATER DR, CHULA VISTA, CA 91913-3411 |
| Document Number | 0000484055 |
| Map Reference | MAP 12070 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2019-0484055 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SD BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 RIDGEWATER DR, CHULA VISTA, CA 91913-3411 |
| Document Number | 0000484056 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019-0484056 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 809 Ridgewater Dr was $6,962 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $607,950 (+2%) Land $340,727 Building $267,223 | |
| 2025 | $6,962.00 Homeowner's exemption | $596,031 Land $334,047 Building $261,984 |
| 2023 | $6,603.00 (+2.98%) Homeowner's exemption | $572,889 Land $321,077 Building $251,812 |
| 2022 | $6,412.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 809 Ridgewater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Ridgewater Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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