809 Ragan Rd, Trade, TN 37691 Property Records

Johnson County property record for 809 Ragan Rd, Trade, TN 37691

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2003
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$277,500 (Aug 2026)
Tax Bill	$734 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-028.08`

Property Details

APN / Parcel Number

Primary APN	`078-028.08`
Alternative APNs	`0907807802808` `046078 02808`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	230 ft deep x 112 ft wide
Terrain	Low
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	809 RAGAN RD
City	TRADE
State	TN
Zip	37691-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB C1 PG S146 LOT 2 DIM 112X230 IRR
Legal Subdivision	DONALD DUNLAP
Legal Lot Number	2
Jurisdiction	JOHNSON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1016
Census Tract	956400

Owner

Source: Johnson County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	809 RAGAN RD, TRADE, TN 37691-6114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Sep 22, 2025	Intrafamily Transfer, Transfer
Jan 5, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	20262217
Deed Book / Page	12 / 589
Prior Transfer Date	Aug 28, 2025
Prior Transfer Doc	00006/1337
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TN
Recording Date	Aug 31, 2026
Property Address	809 RAGAN RD, TRADE, TN 37691-6114
Document Number	0000002217
Book / Page	12 / 589
Instrument Date	Aug 31, 2026
Instrument	20262217
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,701.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 RAGAN RD, TRADE, TN 37691-6114

Mortgage

Document Number	0000002218,
Date	Aug 31, 2026
Book Page	12/591
Instrument	20262218

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON TN
Recording Date	Sep 22, 2025
Property Address	809 RAGAN RD, TRADE, TN 37691-6114
Document Number	00006/1337
Book / Page	6 / 1337
Map Reference	CAB 1 SL 146
Instrument Date	Aug 28, 2025
Instrument	25002356
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 RAGAN RD, TRADE, TN 37691-6114

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TN
Property Address	809 RAGAN RD, TRADE, TN 37691-6114
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000340/350
Date	Jan 5, 2022
Book Page	340/350
Instrument	22000025

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00	$33,225 (-) Land $2,500 Building $30,725	$132,900 (-) Land $10,000 Building $122,900
2024	$734.00 (+22.13%)	$33,225 (-) Land $2,500 Building $30,725
2023		$33,225 Land $2,500 Building $30,725
2022	$601.00
2021			$132,900 Land $10,000 Building $122,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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