Caldwell County property record for 809 Prospect St NW, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1956 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $626 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 19 3 8 |
| Primary APN | 06 19 3 8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| Gross Area | 1,478 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 14235 |
|---|---|
| Street Address | 809 PROSPECT ST NW |
| City | LENOIR |
| State | NC |
| Zip | 28645-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0807/0870 0083 26.50 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 30100 |
809 Prospect St NW, a single family home, is owned by an individual.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4101 ARCHER CIR, LENOIR, NC 28645-9549 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 809 Prospect St NW was $626, down 5.9% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626.00 (-5.86%) | $130,300 (-) Land $10,000 Building $120,300 | |
| 2025 | $665.00 | $130,300 Land $10,000 Building $120,300 | $130,300 Land $10,000 Building $120,300 |
| 2023 | $59,300 (-) Land $10,000 Building $49,300 | $59,300 (-) Land $10,000 Building $49,300 | |
| 2022 | $726.00 | $59,300 Land $10,000 Building $49,300 | $59,300 Land $10,000 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Prospect St NW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Prospect St NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Skyline Telephone.
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