809 Prospect St, Anderson, IN 46016 Property Records

Madison County property record for 809 Prospect St, Anderson, IN 46016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 1991
Lot Size0.15 acres (6,520 sqft)
OwnerIndividual Name on File
Last Sale$199,900 (Aug 2023)
Tax Bill$1,656 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-12-18-202-042.000-003

Property Details

APN / Parcel Number

Primary APN48-12-18-202-042.000-003
Alternative APNs
  • 00001151388
  • 1897810

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,676 sqft Living Area
1st Floor Area1,676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2020
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,520 sqft (0.15 acres)
Lot Dimensions163 ft deep x 40 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area132 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001151388
Street Address809 PROSPECT ST
CityANDERSON
StateIN
Zip46016-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPAULDINGS 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionSPAULDONS
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1007
Census Tract1000

Owner

809 Prospect St is owned and occupied by an individual who bought it in August 2023.

Source: Madison County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address809 PROSPECT ST, ANDERSON, IN 46016-1942
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Feb 7, 2022Warranty Deed, Transfer
Jan 11, 2022Warranty Deed, Transfer
Nov 6, 2020Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2023 · Amount on File
Deed SaleAug 14, 2023 · Amount on File
Prior SaleFeb 7, 2022 · Amount on File
Deed Document Number202311216
Prior Transfer DateMay 3, 2007
Prior Transfer Doc2007011925
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateAug 14, 2023
Property Address809 PROSPECT ST, ANDERSON, IN 46016-1942
Document Number2023R11216
Map ReferenceBK 2 PG 81
Instrument DateAug 11, 2023
Instrument2023R11216
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 PROSPECT ST, ANDERSON, IN 46016-1942

Mortgage

Document Number2023R11217
DateAug 14, 2023
Instrument2023R11217
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateFeb 7, 2022
Property Address809 PROSPECT ST, ANDERSON, IN 46016-1942
Document Number2022R02199
Map ReferenceBK 2 PG 81
Instrument DateJan 25, 2022
Instrument2022R02199
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 CLINTON ST, INDIANAPOLIS, IN 46226-4210

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateJan 11, 2022
Property Address809 PROSPECT ST, ANDERSON, IN 46016-1942
Document Number2022R00681
Map ReferenceBK 2 PG 81
Instrument DateJan 5, 2022
Instrument2022R00681
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6092 S HUNTERS RUN, PENDLETON, IN 46064-8748

November 2020: Public Action, Foreclosure

Document TypePublic Action
JurisdictionMADISON IN
Recording DateNov 6, 2020
Property Address809 PROSPECT ST, ANDERSON, IN 46016-1942
Document Number2020R17043
Map ReferenceBK 2 PG 81
Instrument DateOct 19, 2020
Instrument2020R17043
Transaction TypeForeclosure
Record UpdatedOct 27, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10418 STAMPEDE STEAD, SAN ANTONIO, TX 78254-4459
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 809 Prospect St was $1,656 with a homeowner's exemption, up 192.6% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,656.00 (+192.58%) Homeowner's exemption$166,900 Land $4,400 Building $162,500$166,900 Land $4,400 Building $162,500
2024$566.00
2023$49,000 (+13.16%) Land $3,500 Building $45,500$49,000 (+13.16%) Land $3,500 Building $45,500
2022$1,788.00$43,300 Land $3,300 Building $40,000$43,300 Land $3,300 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 809 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1990–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDERSON WATER DEPARTMENT
serves 55,212 people · EPA ID IN5248002
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, Verizon.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number