Charlottesville City property record for 809 Prospect Ave, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1977 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2026) |
| Tax Bill | $2,587 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22B-293-000 |
| Primary APN | 22B-293-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 600 sqft |
| 2nd Floor Area | 600 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Depth | 110 ft Depth |
| Porch | Patio |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00000020317 |
|---|---|
| Street Address | 809 PROSPECT AVE |
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN-A |
| Legal Description | LOT 3R BK C ORANGEDALE |
| Legal Subdivision | ORANGEDALE |
| Legal Block | C |
| Legal Lot Number | 3R |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 501 |
809 Prospect Ave is owned and occupied by an individual who bought it in January 2026.
Source: Charlottesville City records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 PROSPECT AVE, CHARLOTTESVILLE, VA 22903-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Jun 29, 2009 · Amount on File |
| Deed Document Number | 202629 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 809 Prospect Ave was $2,587.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,587.00 | $257,000 (+2.15%) Land $62,500 Building $194,500 | $257,000 (+2.15%) Land $62,500 Building $194,500 |
| 2025 | $251,600 Land $60,000 Building $191,600 | $251,600 Land $60,000 Building $191,600 | |
| 2023 | $1,929.00 (+17.84%) | $177,300 Land $45,000 Building $132,300 | $177,300 Land $45,000 Building $132,300 |
| 2022 | $1,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Ting.
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