809 Preston Dr, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 809 Preston Dr, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,354 sqft · built 1957
Lot Size	0.369 acres (16,117 sqft)
Owner	Owner Name on Record
Tax Bill	$2,914 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-112-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-112-002.000-018`
Alternative APNs	`291312112002000003` `1713120112002000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	1,054 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	146 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120112002000
Old Parcel Number	291312112002000003
Street Address	809 PRESTON DR
City	CARMEL
State	IN
Zip	46280-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, COLLEGE MEADOWS, SECTION 2, LOT 55
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	COLLEGE MDWS SEC 02
Legal Block	2
Legal Lot Number	55
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2023
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	809 PRESTON DR, CARMEL, IN 46280-1747
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Nov 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2009
Deed Sale	Nov 5, 2009
Prior Sale	Jul 26, 2007
Deed Document Number	0000063949
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	809 PRESTON DR, CARMEL, IN 46280-1747
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013561
Date	Mar 16, 2022
Instrument	2022013561

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	809 PRESTON DR, CARMEL, IN 46280-1747
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018053153
Date	Nov 13, 2018
Instrument	2018053153

Lender

Name	HORIZON BANK
Type	Bank
Address	NOBLESVILLE, IN 46060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,900 (+5.51%) Land $89,300 Building $207,600	$296,900 (+5.51%) Land $89,300 Building $207,600
2024	$2,914.00 (+25.23%)	$281,400 (+17.3%) Land $89,300 Building $192,100	$281,400 (+17.3%) Land $89,300 Building $192,100
2023	$2,327.00 (+13.73%)	$239,900 (+18.88%) Land $62,000 Building $177,900	$239,900 (+18.88%) Land $62,000 Building $177,900
2022	$2,046.00	$201,800 Land $62,000 Building $139,800	$201,800 Land $62,000 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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