809 Ponce Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 809 Ponce Ct, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,048 sqft · built 2000
Lot Size0.777 acres (33,846 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Dec 2020)
Tax Bill$6,088 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Dec 2020 Sale & Mortgage
APN0618002003700

Property Details

APN / Parcel Number

Primary APN0618002003700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,048 sqft Living Area
1st Floor Area1,070 sqft
Upper Floors Area1,070 sqft
AtticAttic
Attic Area168 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area33,846 sqft (0.777 acres)
Lot Dimensions188 ft deep x 45 ft wide
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

PorchSlab
Porch Area81 sqft
Deck Area640 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address809 PONCE CT
CityCHESAPEAKE
StateVA
Zip23322-6897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description370 ETHERIDGE LAKES SEC 5A
Legal SubdivisionETHERIDGE PINES,LAKE,BLUE HERON,CARRIAGE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1004
Census Tract21013

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 PONCE CT, CHESAPEAKE, VA 23322-6897
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERICAN FINANCING CORP
Dec 2, 2020Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Prior SaleJul 13, 2001 · Amount on Record
Deed Document Number202045344
Deed Book / Page10267 / 602
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address809 PONCE CT, CHESAPEAKE, VA 23322-6897
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010942/620
DateFeb 6, 2026
Book Page10942/620
Instrument260003010
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 2, 2020
Property Address809 PONCE CT, CHESAPEAKE, VA 23322-6897
Document Number10267/602
Book / Page10267 / 602
Instrument DateNov 30, 2020
Instrument200045344
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 PONCE CT, CHESAPEAKE, VA 23322-6897

Mortgage

Document Number200045345
DateDec 2, 2020
Instrument200045345
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,088.00 (+4.88%)$602,800 (+9.32%) Land $195,000 Building $407,800$602,800 (+9.32%) Land $195,000 Building $407,800
2024$5,805.00 (+34.47%)
2023$551,400 (+7.95%) Land $185,000 Building $366,400$551,400 (+7.95%) Land $185,000 Building $366,400
2022$510,800 Land $160,000 Building $350,800$510,800 Land $160,000 Building $350,800
2019$4,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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