809 Pointe Dr, Crescent Springs (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 809 Pointe Dr, Crescent Springs, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,753 sqft · built 2003
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Feb 2002)
Tax Bill$6,217 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN027-10-00-231.82

Property Details

APN / Parcel Number

Primary APN027-10-00-231.82

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,753 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address809 POINTE DR
CityCRESCENT SPRINGS
StateKY
Zip41017-5359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHLEY POINTE SEC 5 LOT 32
Legal SubdivisionASHLEY POINTE
Legal Phase5
Legal Lot Number32
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1007
Census Tract64001

Owner

809 Pointe Dr is owned and occupied by two individuals who bought it in February 2002.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address809 POINTE DR, CRESCENT SPRINGS, KY 41017-5359
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
UNION SVGS
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2002 · Amount on File
Deed SaleFeb 4, 2002 · Amount on File
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address809 POINTE DR, CRESCENT SPRINGS, KY 41017-5359
Document Number0000000154
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 POINTE DR CRESCENT SPRINGS KY 410175359, CRESCENT SPRINGS, KY 41017-5359

Mortgage

Document Number0000000154
DateAug 17, 2020
Book Page000M83/000906
Instrument154
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 16, 2030
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address809 POINTE DR, CRESCENT SPRINGS, KY 41017-5359
Document Number0000000108
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 POINTE DR CRESCENT SPRINGS KY 410175359, CRESCENT SPRINGS, KY 41017-5359

Mortgage

Document Number0000000108
DateJul 9, 2020
Book Page000M67/000448
Instrument108
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 8, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 809 Pointe Dr was $6,217.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityVilla Hills City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$627,400 (-) Land $135,000 Building $492,400$627,400 (-) Land $135,000 Building $492,400
2025$6,217.00$627,400 Land $135,000 Building $492,400$627,400 Land $135,000 Building $492,400
2023$5,745.00$539,000 Land $135,000 Building $404,000$539,000 Land $135,000 Building $404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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