Hubbard County property record for 809 Pine St, Park Rapids, MN 56470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,393 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2026) |
| Tax Bill | $2,900.00 (2025) |
| Primary APN | 32.45.43500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,393 sqft Living Area |
| 1st Floor | 1,463 sqft 1st Floor |
| Basement Area | 810 sqft Basement |
| Finished Basement | 810 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Driveway | Driveway |
| Driveway Area | 2,250 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 672 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 336 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Account Number | 101739 |
|---|---|
| Street Address | 809 PINE ST |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-1773 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .50 AC PRC CUTLER'S SUB DIV W1/2 OF LOT 13 BLK 2 |
| Legal Subdivision | CUTLER'S SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | HUBBARD MN |
| Minor Civil Division | PARK RAPIDS |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 70600 |
Source: Hubbard County records · APN 32.45.43500
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage TRUSTAR FEDERAL CREDIT UNION |
| Dec 22, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS |
| Jul 13, 2006 | Deed of Trust, Mortgage · Line of Credit TRUSTAR FEDERAL CREDIT UNION |
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK/MERIDIAN |
| Mar 31, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage NORTHWOODS BANK OF MN |
| Aug 13, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Jun 20, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage NORTHWOODS BANK OF MN |
| May 29, 2013 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Mar 31, 2023 · Amount on Record |
| Deed Doc Number | 2026445745 |
| Prior Transfer Date | Aug 13, 2021 |
| Prior Transfer Doc | 0000418776 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000443923 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | A000443923 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000382379 |
|---|---|
| Date | Dec 22, 2015 |
| Instrument | A000382379 |
| Name | CITIZENS NATIONAL BANK OF PARK RAPIDS |
|---|---|
| Type | Bank |
| Address | PARK RAPIDS, MN 56470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000318053 |
|---|---|
| Date | Jul 13, 2006 |
| Instrument | A000318053 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|---|
| Address | PARK RAPIDS, MN 56470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Apr 01, 2026 |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000445745 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026445745 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | HUBBARD COUNTY ABSTRACT COMPANY INC, HUBBARD COUNTY ABSTRACT & CLOS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,323.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | 0000445745, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 2026445745 |
| Name | CITIZENS NATIONAL BANK/MERIDIAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Mar 31, 2023 |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000429182 |
| Instrument Date | Mar 31, 2023 |
| Instrument | A000429182 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000429183 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | A000429183 |
| Name | NORTHWOODS BANK OF MN |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | A000429363 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | A000429363 |
| Name | NORTHWOODS BANK OF MINNESOTA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 30, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Aug 13, 2021 |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000418776 |
| Instrument Date | Aug 13, 2021 |
| Instrument | A000418776 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15169 CRANGERRY DR, PARK RAPIDS, MN 56470-2646 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 20, 2019 |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000403355 |
| Instrument Date | Jun 20, 2019 |
| Instrument | A000403355 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15169 CRANBERRY DR, PARK RAPIDS, MN 56470-2646 |
| Document Number | A000403356 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | A000403356 |
| Name | NORTHWOODS BANK OF MN |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | May 29, 2013 |
| Property Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000365952 |
| Instrument Date | May 28, 2013 |
| Instrument | A000365952 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 PINE ST, PARK RAPIDS, MN 56470-1773 |
| Document Number | A000365953 |
|---|---|
| Date | May 29, 2013 |
| Instrument | A000365953 |
| Name | CITIZENS NATIONAL BANK OF PARK RAPIDS |
|---|---|
| Type | Bank |
| Address | PARK RAPIDS, MN 56470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 20, 2016 |
Source: Hubbard County records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| Municipality | Park Rapids City |
| Unified School District | Park Rapids Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,900.00 (+7.73%) Homeowner's exemption | $245,600 (+15.52%) Land $21,800 Building $223,800 | $245,600 (+15.52%) Land $21,800 Building $223,800 |
| 2024 | $212,600 (-2.3%) Land $18,600 Building $194,000 | $212,600 (-2.3%) Land $18,600 Building $194,000 | |
| 2022 | $2,692.00 | $217,600 Land $17,000 Building $200,600 | $217,600 Land $17,000 Building $200,600 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 5% of the US · above 18% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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