809 Pearl St, Yankton, SD 57078 Property Records

Yankton County property record for 809 Pearl St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1950
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$110,500 (Mar 2008)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.430.041.110`

Property Details

APN / Parcel Number

Primary APN	`78.430.041.110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Basement Area	320 sqft
Unfinished Basement	320 sqft
Flooring	Other

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	809 PEARL ST
City	YANKTON
State	SD
Zip	57078-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 REPLAT BLK 41 LOWER YANKTON
Legal Subdivision	LOWER YANKTON
Legal Block	41
Legal Lot Number	11
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1009
Census Tract	966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 PEARL ST, YANKTON, SD 57078-3626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2008 · Amount on Record
Deed Sale	Mar 24, 2008 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Book / Page	476 / 539
Prior Transfer Date	Oct 5, 2005
Prior Transfer Doc	459/077
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	809 PEARL ST, YANKTON, SD 57078-3626
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/286
Date	Jun 18, 2021
Book Page	559/286

Lender

Name	PEOPLES BANK
Type	Bank
Address	15125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Oct 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	809 PEARL ST, YANKTON, SD 57078-3626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	553/447
Date	Sep 24, 2020
Book Page	553/447

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (-) Land $18,300 Building $118,400	$136,700 (+12.79%) Land $18,300 Building $118,400
2025	$1,834.00 (-3.12%)	$136,700 (+10.6%) Land $18,300 Building $118,400
2023		$123,600 Land $18,300 Building $105,300
2022	$1,893.00
2021			$121,200 Land $15,300 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet, Verizon.

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