809 Peach St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 809 Peach St, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,271 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,500 (Feb 2018)
Tax Bill	$627 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`874.17-00-0369.00`

Property Details

APN / Parcel Number

Primary APN	`874.17-00-0369.00`
Alternative APNs	`06050093.000` `029821`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,271 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	809 PEACH ST
City	OCEAN SPRINGS
State	MS
Zip	39564-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2103 OCEAN BEACH EST S/D DB 1876-883 (369 MAP874.17)
Legal Range	7W
Legal Township	8S
Legal Section	08
Legal Subdivision	OCEAN BEACH EST
Legal Lot Number	2103
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1024
Census Tract	40901

Owner

Source: Jackson County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 PEACH ST, OCEAN SPRINGS, MS 39564-9366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FBT MORTGAGE
Feb 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	20182992
Deed Book / Page	1876 / 883
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	809 PEACH ST, OCEAN SPRINGS, MS 39564-9366
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003492/0000000858
Date	Feb 23, 2018
Book Page	0000003492/0000000858
Instrument	201802993

Lender

Name	FBT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Feb 23, 2018
Property Address	809 PEACH ST, OCEAN SPRINGS, MS 39564-9366
Document Number	001876/883
Book / Page	1876 / 883
Instrument Date	Feb 22, 2018
Instrument	201802992
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	809 PEACH ST, OCEAN SPRINGS, MS 39564-9366

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$627.00 (+5.38%) Homeowner's exemption	$7,054 (+5.03%) Land $397 Building $6,657	$70,542 (+5.04%) Land $3,970 Building $66,572
2024	$595.00 (-1.65%) Homeowner's exemption	$6,716 (-) Land $386 Building $6,330	$67,156 (-) Land $3,860 Building $63,296
2023	$605.00 (+1.85%) Homeowner's exemption	$6,716 (-) Land $386 Building $6,330	$67,156 (-) Land $3,860 Building $63,296
2022	$594.00 Homeowner's exemption	$6,716 Land $386 Building $6,330	$67,156 Land $3,860 Building $63,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	314 units insured incl. 7 condo units
Nearby Flood Claims	5 (2005–2025)
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN BEACH private · serves 1,407 people · EPA ID MS0300113
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Sparklight.

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