Lapeer County property record for 809 Pauline Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,678 sqft · built 1986 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jun 2019) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-002-023-00 |
| Primary APN | 012-002-023-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,678 sqft |
| Basement Area | 1,678 sqft |
| Unfinished Basement | 1,678 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 444,312 sqft (10.2 acres) |
| Garage Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 809 PAULINE DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | SEC 2 T7N R10E COM AT N 1/4 POST, TH S 89 DEG 55' W 363FT, TH S 0 DEG 08' 45 W 1481.2 FT TO POB FOR THIS DESC, TH S 0 DEG 08' |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 02 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 338000 |
809 Pauline Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC |
| Jun 3, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 3, 2019 | Warranty Deed, Transfer · FHA Mortgage CASON HM LNS |
| Jun 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 20191804 |
| Deed Book / Page | 3026 / 231 |
| Prior Transfer Date | May 28, 2019 |
| Prior Transfer Doc | 0030260225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0032420526 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 3242/526 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0032050126 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 3205/126 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0031580340 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 3158/340 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0030750980 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 PAULINE DR LAPEER MI 484463353, LAPEER, MI 48446-3353 |
| Document Number | 0030750980 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 003075/000980 |
| Name | JFQ LNDG INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 3, 2019 |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0030260241 |
| Book / Page | 003026 / 000241 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 PAULINE DR LAPEER MI 484463353, LAPEER, MI 48446-3353 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 3, 2019 |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0030260231 |
| Book / Page | 003026 / 000231 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 S PINEGROVE AVE WATERFORD MI 483272848, WATERFORD, MI 48327-2848 |
| Document Number | 30260232 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 003026/000232 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 3, 2019 |
| Property Address | 809 PAULINE DR, LAPEER, MI 48446-3353 |
| Document Number | 0030260225 |
| Book / Page | 003026 / 000225 |
| Instrument Date | Apr 24, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 809 PAULINE DR LAPEER MI 484463353, LAPEER, MI 48446-3353 |
The 2025 property tax bill for 809 Pauline Dr was $3,518 with a homeowner's exemption, up 3.1% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,900 (+10.92%) | $373,800 (+10.92%) | |
| 2025 | $3,518.00 (+3.14%) Homeowner's exemption | $168,500 | $337,000 |
| 2024 | $3,411.00 | ||
| 2023 | $156,900 | $313,800 | |
| 2022 | $3,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Pauline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Pauline Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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