809 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 809 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,116 sqft · built 2019
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Sep 2021)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Nov 2020 Refinance Sep 2021 Sale & Mortgage + 2 more
APN	`0442005006000`

Property Details

APN / Parcel Number

Primary APN	`0442005006000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	804 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	600 CULPEPPER LANDING PH 4 SEC 3
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3017
Census Tract	21301

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Sep 20, 2021	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK
Jun 20, 2019	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Mar 26, 2019	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	202142686
Deed Book / Page	10447 / 1100
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010256/102
Date	Nov 13, 2020
Book Page	10256/102
Instrument	200042687

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 20, 2021
Property Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432
Document Number	10447/1100
Book / Page	10447 / 1100
Instrument Date	Sep 16, 2021
Instrument	210042686
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432

Mortgage

Document Number	210042687
Date	Sep 20, 2021
Instrument	210042687

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 20, 2019
Property Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432
Document Number	10023/1512
Book / Page	10023 / 1512
Instrument Date	Jun 13, 2019
Instrument	190014984
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432

Mortgage

Document Number	190014985
Date	Jun 20, 2019
Instrument	190014985

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	10023/1515
Date	Jun 20, 2019
Book Page	10023/1515
Instrument	190014985

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 26, 2019
Property Address	809 OLMSTEAD ST, CHESAPEAKE, VA 23323-1432
Document Number	9997/99
Book / Page	9997 / 99
Instrument Date	Mar 21, 2019
Instrument	190006617
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,659.00 (+1.75%)	$461,300 (+4.86%) Land $150,000 Building $311,300	$461,300 (+4.86%) Land $150,000 Building $311,300
2024	$4,579.00 (+31.05%)
2023		$439,900 (+5.59%) Land $140,000 Building $299,900	$439,900 (+5.59%) Land $140,000 Building $299,900
2022		$416,600 Land $130,000 Building $286,600	$416,600 Land $130,000 Building $286,600
2019	$3,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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