Cleveland County property record for 809 Oliver St, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1961 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Apr 2026) |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0028289 |
| Primary APN | R0028289 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 952 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 28289 |
|---|---|
| Street Address | 809 OLIVER ST |
| City | NORMAN |
| State | OK |
| Zip | 73071-6225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CARPENTER LOT 15 BLK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 29 |
| Legal Subdivision | CARPENTER |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 200200 |
Source: Cleveland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Apr 10, 2026 | Correction Deed, Transfer LEGACY TITLE OF OKLAHOMA |
| Apr 10, 2026 | Correction Deed LEGACY TITLE OF OKLAHOMA |
| Feb 11, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Oct 24, 2018 | Warranty Deed, Transfer REGENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2018 · Amount on Record |
| Deed Document Number | 20269735 |
| Deed Book / Page | 6945 / 926 |
| Prior Transfer Date | Feb 9, 2022 |
| Prior Transfer Doc | R202205165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 10, 2026 |
| Property Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | 0000009735 |
| Book / Page | 6945 / 926 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20269735 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | LEGACY TITLE OF OKLAHOMA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009736, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20269736 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 10, 2026 |
| Property Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | 0R20269735 |
| Book / Page | 6945 / 926 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20269735 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | LEGACY TITLE OF OKLAHOMA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009736, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20269736 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 10, 2026 |
| Property Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | 0000009734 |
| Book / Page | 6945 / 924 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20269734 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | LEGACY TITLE OF OKLAHOMA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 10, 2026 |
| Property Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | 0R20269734 |
| Book / Page | 6945 / 924 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20269734 |
| Record Updated | Aug 27, 2026 |
| Title Company | LEGACY TITLE OF OKLAHOMA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Feb 11, 2022 |
| Property Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | R202205165 |
| Book / Page | 6381 / 794 |
| Instrument Date | Feb 9, 2022 |
| Instrument | R 2022 05165 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | R202205166 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | R 2022 05166 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 24, 2018 |
| Property Address | 809 OLIVER ST, NORMAN, OK 73071-6225 |
| Document Number | 0000033965 |
| Book / Page | 005858 / 000182 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 33965 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6703 ACORN DR OKLAHOMA CITY OK 731519517, OKLAHOMA CITY, OK 73151-9517 |
| Document Number | 33966 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 005858/000183 |
| Instrument | 33966 |
| Name | REGENT BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 23, 2023 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,261.00 (+78.17%) | $11,646 (+10.24%) Land $2,626 Building $9,020 | $155,475 (+76.61%) Land $35,065 Building $120,410 |
| 2023 | $1,269.00 | $10,564 Land $1,200 Building $9,364 | $88,034 Land $10,000 Building $78,034 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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