Carteret County property record for 809 Ocean Ridge Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 7,122 sqft · built 1960 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jun 2002) |
| Tax Bill | $11,126 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6375.14.32.6555000 |
| Primary APN | 6375.14.32.6555000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,122 sqft Heated Area |
| Gross Area | 4,082 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 52 sqft |
| Porch | Porch |
| Porch Area | 125 sqft |
| Deck Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 32649 |
|---|---|
| Street Address | 809 OCEAN RIDGE DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 B8 OCEAN RIDGE |
| Legal Subdivision | OCEAN RIDGE |
| Legal Block | 32 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971103 |
809 Ocean Ridge Dr is owned by two individuals who bought it in June 2002.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1204, ATLANTIC BEACH, NC 28512-1204 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2002 · Amount on File |
| Deed Sale | Jun 7, 2002 · Amount on File |
| Deed Book / Page | 944 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 31, 2026 |
| Property Address | 809 OCEAN RIDGE DR, ATLANTIC BEACH, NC 28512-7215 |
| Document Number | 0001895295 |
| Book / Page | 1895 / 295 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20261895295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 809 OCEAN RIDGE DR, ATLANTIC BEACH, NC 28512-7215 |
| Document Number | 0001895295, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 1895/295 |
| Instrument | 20261895295 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 809 Ocean Ridge Dr was $11,126.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,901,519 (-) Land $1,469,745 Building $3,431,774 | $4,901,519 (-) Land $1,469,745 Building $3,431,774 | |
| 2025 | $11,126.00 | $4,901,519 Land $1,469,745 Building $3,431,774 | $4,901,519 Land $1,469,745 Building $3,431,774 |
| 2023 | $1,888,327 Land $1,238,760 Building $649,567 | $1,888,327 Land $1,238,760 Building $649,567 | |
| 2022 | $5,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Ocean Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 501 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,796 units insured incl. 1,295 condo units |
| Nearby Flood Claims | 75 (1996–2025) |
| Claims Outside the SFHA | 23 of 75 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 Ocean Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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