809 Oak St, Valparaiso, IN 46383 Property Records

Porter County property record for 809 Oak St, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,103 sqft · built 1950
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,338 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-09-24-277-026.000-004`

Property Details

APN / Parcel Number

Primary APN	`64-09-24-277-026.000-004`
Alternative APNs	`01000464801` `01000090780` `00000988846`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
Gross Area	2,459 sqft
1st Floor Area	1,103 sqft
Basement Area	1,103 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Stone
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 OAK ST
City	VALPARAISO
State	IN
Zip	46383-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANTAS SUB S1/2 W1/2 LOT 8 BLK B
Legal Subdivision	BANTAS SUB
Legal Block	B
Legal Lot Number	8
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2013
Census Tract	50801

Owner

Source: Porter County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 BRIDGEWATER CT, VALPARAISO, IN 46383-9179
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jan 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2024
Deed Sale	Nov 8, 2024
Deed Document Number	202419613
Prior Transfer Date	Nov 4, 2024
Prior Transfer Doc	0000019613
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	809 OAK ST, VALPARAISO, IN 46383-5043
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018583
Date	Oct 6, 2025
Instrument	2025-018583

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	VALPARAISO, IN 46383

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	809 OAK ST, VALPARAISO, IN 46383-5043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001078
Date	Jan 18, 2018
Instrument	2018-001078

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Municipality	Valparaiso City
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,100 (+11.97%) Land $44,900 Building $214,200	$259,100 (+11.97%) Land $44,900 Building $214,200
2024	$6,338.00 (+137.56%)
2023	$2,668.00 (+0.08%)	$231,400 Land $37,400 Building $194,000	$231,400 Land $37,400 Building $194,000
2022	$2,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: NITCO, Verizon.

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