809 Oak St, Kalamazoo, MI 49008 Property Records

Kalamazoo County property record for 809 Oak St, Kalamazoo, MI 49008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,253 sqft · built 1895
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$153,260 (Apr 2023)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-282-006`

Property Details

APN / Parcel Number

Primary APN	`06-21-282-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,253 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	1,059 sqft
Unfinished Basement	1,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	3,485 sqft (0.08 acres)
Lot Depth	28.6 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	809 OAK ST
City	KALAMAZOO
State	MI
Zip	49008-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-15
Legal Description	35300 RICES ADDITION S 41.25FT OF THE N 115.5FT OF LOT 10. S 41.25FT OF THE N 115.5FT OF LOT 11 EXC PART IN STREET.
Legal Subdivision	RICES ADDITION
Legal Lot Number	10-11
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2001
Census Tract	601

Owner

809 Oak St is owned by an individual who bought it in April 2023.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6157 N 9TH ST, KALAMAZOO, MI 49009-8842
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	20239918
Prior Transfer Date	Oct 4, 2002
Prior Transfer Doc	0000053017
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 28, 2023
Property Address	809 OAK ST, KALAMAZOO, MI 49008-1131
Document Number	2023009918
Map Reference	LB 1 PG 5
Instrument Date	Apr 25, 2023
Instrument	2023-009918
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 AUTUMN LN, BELTON, SC 29627-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 W WALNUT ST, KALAMAZOO, MI 49007-5040

Mortgage

Document Number	2023009919
Date	Apr 28, 2023
Instrument	2023-009919

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 10, 2021
Property Address	809 OAK ST, KALAMAZOO, MI 49008-1131
Document Number	2021036480
Map Reference	LB 1 PG 5
Instrument Date	Aug 11, 2021
Instrument	2021-036480
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6665 BELA AVE, 6665, KALAMAZOO, MI 49009-6598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6157 N 9TH ST, KALAMAZOO, MI 49009-8842

Mortgage

Document Number	2021036481
Date	Sep 10, 2021
Instrument	2021-036481

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 809 Oak St was $2,340.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,800	$181,600
2025	$2,340.00
2023		$69,000	$138,000
2019	$2,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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