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809 Oak St, Graham, TX 76450 Property Records

Young County property record for 809 Oak St, Graham, TX 76450 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,952 sqft · built 2023
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Tax Bill$5,120 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2019 Sale
Flood ZoneZone X (moderate risk)
APN01060-0037-0045

Property Details

APN / Parcel Number

Primary APN01060-0037-0045
Alternative APN
  • 11377

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,952 sqft Total Area
1st Floor Area1,449 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeDetached
Garage Area1,200 sqft
PorchPorch
Porch Area182 sqft

Location & Zoning

Street Address809 OAK ST
CityGRAHAM
StateTX
Zip76450-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL/GRAHAM - BLK 37, LOTS 11-12
Legal SubdivisionORIGINAL TOWN OF GRAHAM
Legal Block37
Legal Lot Number11,12
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2065
Census Tract950500

Owner

Source: Young County records · APN 01060-0037-0045

Assessment roll updated January 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 OAK ST, GRAHAM, TX 76450-3414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GRAHAM SAVINGS AND LOAN SSB
Jun 10, 2019Warranty Deed, Transfer
NOT AVAILABLE, BRAZOS TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2021
Deed SaleSep 03, 2021
Prior SaleJun 10, 2019
Deed Document Number20212977
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOUNG TX
Property Address809 OAK ST, GRAHAM, TX 76450-3414
Transaction TypeMortgage
Record UpdatedDec 23, 2022
Title CompanyBRAZOS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021004228
DateDec 20, 2021
Instrument21004228
Lender
NameGRAHAM SAVINGS AND LOAN SSB
TypeBank
AddressGRAHAM, TX 76450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJan 01, 2027
Min Rate At Change3.87%
Max Rate At Change10.8%
IndexOther
Margin1
Max Rate10.8%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYOUNG TX
Recording DateJun 10, 2019
Property Address809 OAK ST, GRAHAM, TX 76450-3414
Document Number0019001462
Instrument DateJun 07, 2019
Instrument19001462
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyNOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 DUBOSE ST, QUANAH, TX 79252-4638

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 OAK ST, GRAHAM, TX 76450-3414

Tax Assessment & Valuation

Source: Young County records · Assessment roll updated January 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,120.00 (+489.18%) Homeowner's exemption Senior Citizen's exemption$444,730 (+48.6%) Land $27,830 Building $416,900$444,730 (+48.6%) Land $27,830 Building $416,900
2023$299,270 Land $27,830 Building $271,440$299,270 Land $27,830 Building $271,440
2022$869.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Young County (48503C), updated June 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 485039505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 45% of the US · above 18% of Texas
Wildfire LikelihoodAbout 1 in 990 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Brazos Telephone CooperativeFiber1,000 / 1,000
Zito West HoldingFiber1,000 / 1,000
Zito West HoldingCable1,000 / 25
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
New Source Broadband IFixed Wireless (licensed-by-rule)100 / 50

May also be available at this address: AT&T, AMG Technology Investment Group, New Source Broadband I. Availability varies by address; speeds are provider-advertised maximums, not measured.

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