809 Oak Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 809 Oak Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,394 sqft · built 1947
Lot Size	0.116 acres (5,049 sqft)
Owner	Individual Name on Record
Last Sale	$482,500 (Apr 2021)
Tax Bill	$11,944 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-01304-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`20-01304-0000-00003`
Alternative APNs	`2000319000000015A` `200130400003`

Interior

Stories	2 Stories
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,049 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2000319000000015A
Street Address	809 OAK AVE
City	WESTFIELD
State	NJ
Zip	07090-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1304
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5012
Census Tract	36400

Owner

Source: Union County and Westfield Town records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 OAK AVE, WESTFIELD, NJ 07090-2329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Feb 3, 2020	Deed, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 6, 2021	Re-recorded Document · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	20213339
Deed Book / Page	6407 / 2879
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	0064072879
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	809 OAK AVE, WESTFIELD, NJ 07090-2329
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149082635
Date	Mar 12, 2021
Book Page	14908/2635
Instrument	6813

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	809 OAK AVE, WESTFIELD, NJ 07090-2329
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 OAK AVE, WESTFIELD, NJ 07090-2329

Mortgage

Document Number	0151752278
Date	Mar 3, 2022
Book Page	15175/2278
Instrument	33130

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 3, 2020
Property Address	809 OAK AVE, WESTFIELD, NJ 07090-2329
Document Number	0063580454
Book / Page	6358 / 0454
Instrument Date	Jan 27, 2020
Instrument	321770
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	RESIDENTIAL COMMERCIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 HARDENBERGH ST, 3, SOMERSET, NJ 08873-7273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 OAK AVE, WESTFIELD, NJ 07090-2329

Mortgage

Document Number	686199
Date	Feb 3, 2020
Instrument	686199

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	UNION NJ
Recording Date	Apr 6, 2021
Property Address	809 OAK AVE, WESTFIELD, NJ 07090-2329
Document Number	0064072879
Book / Page	6407 / 2879
Instrument Date	Jan 27, 2020
Instrument	3339
Record Updated	Oct 20, 2025
Title Company	RESIDENTIAL COMMERCIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 HARDENBERGH ST, SOMERSET, NJ 08873-7273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 OAK AVE, WESTFIELD, NJ 07090-2329

Mortgage

Document Number	0149302159
Date	Apr 6, 2021
Book Page	14930/2159
Instrument	8877

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,100 (-) Land $413,800 Building $107,300	$521,100 (-) Land $413,800 Building $107,300
2025	$11,944.00 (+1.78%)	$521,100 (+0.77%) Land $413,800 Building $107,300	$521,100 (+0.77%) Land $413,800 Building $107,300
2024	$11,735.00 (+5.07%)
2023		$517,100 (-) Land $413,800 Building $103,300	$517,100 (-) Land $413,800 Building $103,300
2022	$11,169.00	$517,100 Land $413,800 Building $103,300	$517,100 Land $413,800 Building $103,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures