St. Charles County property record for 809 Oak Ave, Saint Charles, MO 63301 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 775 sqft · built 1940 |
| Lot Size | 0.005 acres (210 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,120,600 (Aug 2022) |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A926000065 |
| Primary APN | A926000065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 775 sqft Living Area |
| Gross Area | 1,550 sqft |
| 1st Floor Area | 775 sqft |
| Basement Area | 775 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 210 sqft (0.005 acres) |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A926000065 |
|---|---|
| Street Address | 809 OAK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | POWELL TERR CONDO LOT 46 UNIT 809 |
| Legal Subdivision | POWELL TERR LOT 46 CONDO |
| Legal Lot Number | 46 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 310501 |
Source: St. Charles County records · APN A926000065
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 67, WILDWOOD, MO 63040-0067 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 19, 2019 | Deed of Trust, Mortgage CARROLLTON BANK |
| May 06, 2020 | Deed of Trust, Mortgage · Line of Credit CARROLLTON BK |
| Sep 18, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2004 · Amount on Record |
| Deed Document Number | 202245417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 809 OAK AVE, SAINT CHARLES, MO 63301-2940 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071930 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 7036/1982 |
| Instrument | 20190219000071930 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 18 Months |
| Due | Aug 15, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 809 OAK AVE, SAINT CHARLES, MO 63301-2940 |
| Document Number | 0073000641 |
| Instrument Date | May 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946 |
| Document Number | 0073000641 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 007300/000641 |
| Instrument | 330140 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | 2777 W CLAY ST, ST CHARLES, MO 63301-2528 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 18, 2018 |
| Property Address | 809 OAK AVE, SAINT CHARLES, MO 63301-2940 |
| Document Number | 0069782407 |
| Book / Page | 006978 / 002407 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 536590 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $617.00 (+2.83%) | $9,426 (+5.5%) | $49,612 (+5.5%) Building $49,612 |
| 2024 | $600.00 | ||
| 2023 | $8,935 | ||
| 2022 | $47,027 Building $47,027 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 4% of the US · above 6% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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