Norfolk City property record for 809 Oak Ave, Norfolk, VA 23502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,360 sqft · built 2024 |
| Lot Size | 0.173 acres (7,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,300 (Feb 2025) |
| Tax Bill | $5,171 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more |
| APN | 02867500 |
| Primary APN | 02867500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Attic | Attic |
| Attic Area | 969 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,545 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1060334 |
|---|---|
| Street Address | 809 OAK AVE |
| City | NORFOLK |
| State | VA |
| Zip | 23502-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 BLK 4 W VENTOSA |
| Legal Subdivision | WEST VENTOSA |
| Legal Block | 4 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6400 |
809 Oak Ave is owned and occupied by two individuals who bought it in February 2025.
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 OAK AVE, NORFOLK, VA 23502-4322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 18, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 28, 2024 | Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on File |
| Deed Sale | Feb 18, 2025 · Amount on File |
| Prior Sale | May 28, 2024 · Amount on File |
| Deed Document Number | 20252682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 809 OAK AVE, NORFOLK, VA 23502-4322 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 809 OAK AVE, NORFOLK, VA 23502-4322 |
| Document Number | 0250020410 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 250020410 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Feb 18, 2025 |
| Property Address | 809 OAK AVE, NORFOLK, VA 23502-4322 |
| Document Number | 0250002682 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 250002682 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | COLE TITLE, NOBLE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 OAK AVE, NORFOLK, VA 23502-4322 |
| Document Number | 0250002683 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 250002683 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 28, 2024 |
| Property Address | 809 OAK AVE, NORFOLK, VA 23502-4322 |
| Document Number | 0240008561 |
| Instrument Date | May 23, 2024 |
| Instrument | 240008561 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 CENTRAL DR STE 101, 101, VIRGINIA BEACH, VA 23454-5341 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 809 Oak Ave was $5,171, up 11% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,171.00 (+10.97%) | $413,700 (+9.18%) Land $93,500 Building $320,200 | $413,700 (+9.18%) Land $93,500 Building $320,200 |
| 2025 | $4,660.00 | $378,900 Land $81,500 Building $297,400 | $378,900 Land $81,500 Building $297,400 |
| 2023 | $3,200.00 | $256,000 Land $110,500 Building $145,500 | $256,000 Land $110,500 Building $145,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 809 Oak Ave; there have been 164 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 157 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 164 (1978–2022) |
| Claims Outside the SFHA | 23 of 164 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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